Fancy up to 8% cash rebate or extra rewards points when you spend on groceries at NTUC Fairprice, Cold Storage, RedMart and many more?
Compare grocery credit cards from up to 4 providers and see if there's one that's right for you.
Do you restock your foodstuffs supply in NTUC Fairprice, Cold Storage or even on online groceries platform such as Redmart by Lazada? If you do, you would need a good groceries card that will fit all your food shopping needs.
ROSHI is one of Singapore's leading comparison aggregators to inform you on how to save on your staples. This is the right page for you to compare and find the right option to save on your foodstuffs bills in one view.
Our smart comparison tools provide consumers with a smart way on finding the groceries credit cards they want to go for. Since produce shopping is a necessity, it is essential to sign up for an option that will give you access to various rebates. This is the right place for you understand everything about produce savings.
Sign up for a groceries credit card that best fit your personal and families needs after comparing all products provided by different banks using our platform. Need more reasons to convince yourself that ROSHI is the right aggregator in Singapore? We developed smart and consumer centric tools. Our money-expert team have experienced first-hand the tedious process of selecting a complete list of available products, thus we aim to provide the best search experience for you, to help you make an informed decision within a few clicks.
Discover all types of groceries cards and get an idea of which one is right for you. Compare and sign up today!
My Annual Income
$Annual Fee Limit
$Updated April 5, 2021
Excellent! ROSHI has found 18 Grocery cards for you.
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ICBC Horoscope Credit Card
2%Cash Back on Selected Shopping and Dining
3%Cash Back on Overseas Spend
3 yearsAnnual Fee Waiver
On ICBC's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate24.00%
Principle Annual Fee$150
Supplementary Annual FeeS$75
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period25 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$30,000.00
Other
Card AssociationUnionPay
Wireless PaymentQuickPass
Citi SMRT Card
5%Cash Back at Selected Grocery Stores
S$600Cash Back Cap per year
S$300Min. Spend per month
On Citibank's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period25 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$42,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Samsung Pay
UOB Lady’s Card
S$5 = 10X UNI$on One Category
S$5 = 1X UNI$on All Other Spend
1 UNI$ = 2 MilesRewards to Miles Conversion
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeS$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationMastercard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB Delight Card
Up to 8%Cash Back at Selected Grocery Stores
S$50Cash Back Cap per month
Up to 3%Rebate on Contactless payments & recurring bills
On UOB's website
Card Features
li>Earn up to 10% SMART$ rebate at over 300 participating outlets islandwide
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$86
Supplementary Annual Fee53.5
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB One Card
Up to 10%rebate on Grab
S$300Cash Back Cap per quarter
S$2000Min. Spend per month
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee1st supplementary card free, $96.30 for subsequent cards
Fee Waiver1 year fee waiver
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
POSB Everyday Card
Up to 15%Cash Rebates for everyday essentials
Up to S$80Cash Rebates cap per month
S$800Min. Spend per month
On POSB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate26.80%
Principle Annual Fee$193
Supplementary Annual FeeS$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$45,000.00
Other
Card AssociationMasterCard
Wireless PaymentMasterCard PayPass
OCBC Plus! Visa Credit Card
7%Cash Back at FairPrice Stores, Unity and Warehouse Club
0.22%LinkPoints on All Visa Spend outside FairPrice group
S$500Min. Spend per month
On OCBC's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate26.76%
Principle Annual Fee$107
Supplementary Annual FeeComplimentary, up to 3 supplementary cards
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$45,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
NTUC Plus! Visa Credit Card
Up to 12%Cash Back at FairPrice Stores, Unity and Warehouse Club
0.22%LinkPoints on All Visa Spend outside FairPrice group
S$400Min. Spend per month
On plus.com.sg
Card Features
Annual Interest Rate and Fees
Anual Interest Rate26.76%
Supplementary Annual FeeComplimentary, up to 3 supplementary cards
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$45,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
Maybank Family & Friends Card
Up to 8%Cash Back on Groceries, Dining, Transport and Petrol in Singapore & Malaysia
Up to 8%Cash Rebate on Shopping and Data communication & online TV streaming
S$80Cash Rebate Cap per month
On Maybank's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$180
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$20, whichever is higher
Interest Free Period20 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$60,000.00
Other
Card AssociationMasterCard
Wireless PaymentMasterCard PayPass, Samsung Pay
ICBC Global Travel MasterCard Credit Card
1.5%Cash Back on Local Spend
3%Cash Back on Overseas Spend
3 yearsAnnual Fee Waiver
On ICBC's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate24.00%
Principle Annual Fee$150
Supplementary Annual FeeS$75
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period25 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$30,000.00
Other
Card AssociationMastercard
Wireless PaymentMasterCard PayPass
There are a few factors to consider when choosing a credit card for groceries:
While everyone has there own needs, certain credit cards fit the average criteria quite nicely. The Citi CashBack and Maybank Family & Friends credit cards currently hold the highest rebate of 8% on groceries. However, they each have a high rate of minimum spend, so you will need to determine if you can keep up before choosing one of them.
Credit Card Name | Cash Rebate | Minimum Spend | |
---|---|---|---|
Maybank Family & Friends Card | 5% to 8% cashback - all supermarkets | S$80 | Apply Now |
Citi Cash Back Card | 8% cashback - all supermarkets | S$888 | Apply Now |
DBS Live Fresh Card | 5% cashback - online & payWave | S$1000 | Apply Now |
HSBC Visa Platinum Credit Card | 5% cashback - all supermarkets | S$600 | Apply Now |
The basic premise is that you need to spend a certain amount or more each month if you want to get the rebate. If you fail to spend the necessary amount, you won’t get any rebate for that entire month of spending.
Take a look at above table to learn about each bank’s monthly minimum spend and cashback rates.
Everything you need to know about your chosen credit card is in the terms & conditions. Make sure you read through these before choosing a card. Keep an eye on rewards limits and maximum spending clauses.
Yes, the primary advantage of a grocery credit card is when buying from a specific supermarket. Instead of paying with cash and gaining nothing, you can use this credit card to get some points or cashback rewards from your grocery purchases. You can get air miles for free flights, seat upgrades, or just some cold, hard cash.
Most supermarkets have a particular partner programme to utilize. For example, NTUC uses the Plus! Card, granting you loyalty points that can be used for cashback rewards.
Make sure to choose the credit card which fits your preferred supermarket.
Yes, there are! As long as you reach the minimum spend of your cashback grocery credit card, you can earn some cash every month!
Most grocery stores have an option similar to NTUC. Every store is different and offers one particular form of reward.
The best credit card is the NTUC Plus! visa credit card. It offers up to 12% rebate rewards, provided you are an active member. If you are not a member, you can use other banks’ cards, such as the Citi CashBack credit card. This one will only get you 8% rebate rewards, however.
Citi CashBack or Maybank Family & Friends are the best options for both groceries and petrol deals. However, the minimum spend is quite high.
If you can’t keep up, some easier options are the HSBC Platinum card or the NTUC Plus! visa card.
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