Borrow a small amount between
$100 – $3,000
A payday loan is a small, short-term loan that you repay in full on your next payday usually within 1 to 4 weeks.
Unlike personal loans with monthly instalments, payday loans are repaid in one repayment (principal + interest + fees).
Payday loans are among the fastest loan types to get approved for in Singapore
All licensed moneylenders must follow these caps set by the Ministry of Law.
Here’s what a $400 payday loan at 4% monthly interest costs if repaid in 2 Weeks:
| Loan Details | Amount |
|---|---|
| Loan Amount | $400 |
| Interest (4% x 0.5 month) | $8 |
| Processing fee (10%) | $40 |
| Total Repayment | $448 |
Payday loans can be expensive if:
If you're short on cash every month that's a sign to review your budget or speak with a credit counsellor
Borrow a small amount between
$100 – $3,000
Use the money to cover urgent expense
On next payday repay the full
amount + interest + fees
A few days away from payday but need money now
An urgent bill or expense under $1,000 that can't wait
Small car repair or appliance fix you can repay next payday
Prescription or clinic visits under $500
You need more than $3,000 You need longer than 4 weeks to repay You're already struggling to pay bills every month You want to pay off another loan or credit card You're not sure you can repay on your next payday
Payday loans can be useful to fill short-term budget holes but they're one of the most expensive ways to borrow. Before you apply, ask yourself if you can definitely repay this amount on your next payday?
If the answer is 'maybe' or 'I'll figure it out,' don't borrow as payday loans can become extremely expensive when people roll them over or take new loans to cover old ones.
Use a payday loan only once and only for critical payments. If you need them on a continuous basis that's a sign to look at your budget or get help from a credit counsellor. 
$100
$3,000
$0.00
$0
$0
| Payday Loan | Fast Cash Loan | Personal Loan | |
|---|---|---|---|
| Amount | $100 - $3,000 | $500 - $10,000 | $1,000 - $200,000 |
| Tenure | 1-4 weeks | 1-12 months | 1-7 years |
| Repayment | One Repayment | Monthly | Monthly |
| Speed | Hours | Same day | 1-7 days |
| Best for | Short-term gaps | Urgent larger expenses | Planned expenses |
| Interest | Up to 4% per month | Up to 4% per month | From 3% to 22% per year |
Apply in under 30 seconds using Singpass or our simple multi-step form. It’s quick, secure and hassle-free.
Review tailored loan options instantly. Our customer success team is here to help with any questions or concerns.
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Everlean 
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Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money.
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.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
Trust the original! #roshi #singapore #lending #borrowing
.Don't be a fool! #roshi #singapore #lending #borrowing
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