su credit review

Su Credit Review
(Product Review)

Updated December 23, 2025

6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1 – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, December 23rd, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

Su Credit Product Review

Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

SU Credit is a licensed moneylender in Singapore, offering sound financial solutions to individuals and businesses that require short-term cash flow support. It has built a strong reputation for professionalism and customer-focused services. SU Credit offers a variety of loan products, including personal loans, payday loans, and business financing. The application process is fast and straightforward, with flexible repayment options and competitive interest rates. Being a licensed moneylender under the Ministry of Law, SU Credit gives assurance that all lending practices are highly regulated, hence peace of mind for borrowers.

List of Reputable Licensed Moneylenders in Singapore (December 2025)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
Aero Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.3  
$1,060.58
SKM Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.4  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
ABI Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Cash Mart
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Winz Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
1 Cash
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Show All Lenders

*Today's Moneylenders Rates - 23 December 2025

Su Credit Application Requirements

To apply for a personal loan with SU Credit, applicants must meet the following criteria:

Eligibility Criteria:

  • Must be employed on a full-time basis.
  • Be at least 21 years of age.
  • A Singaporean Citizen or Permanent Resident.
  • Holder of a valid Singapore Employment Pass (for foreigners).
  • Possess a satisfactory credit history, without any records of bankruptcy.

Documents Required:

  • Original NRIC (for Singaporeans and Permanent Residents).
  • Last 3 months’ pay slips (original and printed copies).
  • Income tax statements as proof of financial standing.
  • CPF statements and the original PUB bill for additional verification.
  • Any billing proof showing your home address (e.g., utility bills).

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
    complete. Our advanced technology and expert loan specialists work together to match you with suitable options
    on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
    details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional
    information is required. Once we’ve verified your details, we’ll begin the process of matching you with
    appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to
    discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
    that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
    document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
    bank transfer.

Su Credit Highlights

  • Fast Approval Process

    Applications are processed quickly, and many are approved on the same day.

  • Flexible Loan Packages

    The loans are tailor-made to meet specific financial needs with repayment terms fitting the budget of the borrower.

  • Transparent Lending Practices

    No hidden charges; all terms and conditions are set out in advance.

  • Licensed and Trusted

    Regulated by the Ministry of Law, ensuring a secure and reliable borrowing experience.

  • Wide Range of Loan Options

    The products include personal loans, payday loans, and business financing solutions for the diversified needs of the people..

Calculate My Results

Frequently Asked Questions

Is SU Credit a licensed moneylender?

Yes, SU Credit is licensed and regulated by the Ministry of Law in Singapore to comply with all the lending laws.

What kind of loans can I get from SU Credit?

SU Credit offers personal, payday, and business loans for all types of financing needs.

How long would it take to get the loan approved?

The application is swiftly approved, usually taking a few hours to ensure you have the money on time.

Documents Required?

Singapore Citizens and Permanent Residents: NRIC, payslips, CPF or tax documents. Foreigners: Passport, work pass, and proof of residence.

Can I Apply for the Loan Online?

Yes, applications can be made on SU Credit's online interface, making loan application easy and efficient.