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Cash Direct Review

Cash Direct Review
(Product Review)

By Trinh Thanh Cash Direct Review

Updated January 12, 2026

The product information in the comparison table is updated daily. We also update new insights, reviews and product information on a regular basis.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Monday, January 12th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

    Cash Direct Product Review

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Cash Direct is a licensed money lender in Singapore that offers everything from personal loans to renovation loans, wedding loans and business loans. With over 14 years of experience, they remain dedicated to providing clear and secure financial assistance. This will mean competitive interest rates for the borrowers, in the range of 2-4% per month, while offering speed and convenience during application. Cash Direct prides itself on excellent customer service with a perfect 5.0 rating from over 4,000 reviews to its name, showing professionalism and efficiency.

    List of Licensed Moneylenders in Singapore (January 2026)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Accredit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    SU Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    1st Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.7  
    $1,060.58
    Check Eligibility
    Prosper Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    JR Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.0  
    $1,060.58
    Check Eligibility
    Kaiiron
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    Lending Bee
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    UK Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Quick Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    KST Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 12 January 2026

    Cash Direct Application Requirements

    To apply for a loan at Cash Direct, applicants must meet the following requirements:

    Eligibility Criteria:

    • Be at least 18 years old.
    • Be a Singapore Citizen, Permanent Resident or foreigner with a valid work permit.

    Documents Required:

    • NRIC or Passport.
    • Proof of residence (e.g., utility bill, tenancy agreement).
    • Proof of income (e.g., payslips, CPF contributions or Notice of Assessment).

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Cash Direct Highlights

    • Fast Loan Approvals

      Applications are processed and approved in 15 minutes.

    • Same Day Fund Disbursement

      Funds could be availed by borrowers the same business day.

    • Competitive Interest Rates

      The interest rates range from 2% to 4% per month.

    • Flexible Loan Options

      Personal, wedding, renovation and business loans are available.

    • Exceptional Customer Service

      5.0/5 rating from over 4,000 clients.

    Frequently Asked Questions

    What types of loans does Cash Direct have?

    Cash Direct has personal loans, renovation loans, wedding loans, business loans and so on and so forth.

    What is the minimum age that can apply?

    Applicants must be at least 18 years of age for a loan to be approved.

    How soon will I have my loan?

    Loan applications get approved within 15 minutes and are disbursed the same day.

    What should I bring for an application?

    You will be required to provide your NRIC or Passport, proof of residence and proof of income like payslips or CPF statements.

    Where is Cash Direct located?

    Cash Direct is located at Vision Exchange, 2 Venture Drive #01-21, Jurong East Central, Singapore 608526.