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Fast Money

Fast Money Moneylender
(Product Review)

By Dawn Chew Fast Money

Updated December 31, 2025

The product information in the comparison table is updated daily. We also update the news, consumer information and market insights on this page regularly.

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Wednesday, December 31st, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.48%

    Product Review

    Fast Money is a prominent licensed moneylender in Singapore. They provide a variety of loan products, including personal, payday, foreigner, wedding, fast cash, instant cash, line of credit, business, medical, monthly and renovation loans.

    The company is known for their quick and reliable financial solutions. As their company’s name indicates, borrowers can expect ultra-fast approval process that is often completed within 30 minutes. Fast Money has over 700 positive reviews and has built a reputation for efficient service and transparent terms, making it one of the top trusted choice for borrowers.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    As a licensed moneylender, Fast Money has earned trust among borrowers, reassuring clients of their credibility in the financial services sector. The company’s commitment to accessibility, transparency and professionalism has positioned it as a reliable option for both local residents and expatriates in Singapore seeking efficient lending solutions.

    List of Licensed Moneylenders in Singapore (December 2025)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Capital Funds Investments
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    365 Credit Solutions
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    A1 Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    EZ Loan
    Address
    1.99%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $945.02
    Check Eligibility
    Soon Seng Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    ABI Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Bugis Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    SKM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.4  
    $1,060.58
    Check Eligibility
    Vera Capital
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.6  
    $1,060.58
    Check Eligibility
    Magnus Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 31 December 2025

    Fast Money Application Requirements

    To apply for a loan through Fast Money, you need to:

    • At least 21 years old
    • Have a valid NRIC, Passport, or Foreign Identification Card (FIN)
    • Provide proof of income (e.g., payslips, CPF statements, or bank statements)

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform.

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Lendingpot Highlights

    • Lightning-Fast Approval

    Get your loan processed and approved in as little as 30 minutes.

    • Varied Loan Products

    An extensive array of loan options to cater to diverse financial needs.

    • Affordable Interest Rates

    Clear and competitive rates that are easy on your wallet.

    • Hassle-Free Application

    A straightforward online application process with minimal documentation.

    • Privacy Assurance

    Robust security measures to protect your personal data.

    • Customer-First Service

    Friendly and professional support with adaptable repayment plans.

    • Excellent Reputation

    Over 700 glowing reviews attest to their superior service”

    Frequently Asked Questions

    How does Fast Money operate?

    Fast Money offers a streamlined loan application process via their website, focusing on rapid approvals and excellent customer service. Their experienced loan officers guide borrowers through each step.

    What types of loans does Fast Money offer?

    Customers can apply for personal, payday, foreigner, wedding, fast cash, instant cash, line of credit, business, medical, monthly and renovation loans.

    How quickly can a loan be approved?

    Loans are typically approved within 30 minutes to one business day, ensuring quick access to funds.

    Is Fast Money a licensed moneylender?

    Yes, Fast Money is a licensed moneylender regulated by the Ministry of Law in Singapore.

    What documents are needed for a loan application?

    Applicants must provide a valid ID (NRIC, Passport or Foreign ID) and proof of income, such as payslips, CPF statements or bank statements.

    How long has Fast Money been in business?

    Fast Money has been operating for over 10 years, providing reliable and efficient financial solutions to borrowers in Singapore.

    What are the income requirements for foreigners applying for a personal loan?

    Foreigners generally need an annual income of S$40,000 to S$60,000 to secure a personal loan from a bank in Singapore. However, at Fast Money, even those earning less than S$10,000 annually can borrow up to S$3,000.

    EXTERNAL REVIEWS

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