Compare the Best
$1,000
Loans
in Singapore (December 2025)

5 Minutes Approval & Up to 1% Cashback*

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

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Master All Your Loan Moves


ROSHI brings trust, wisdom and rewards to your borrowing journey.
Our name, inspired by "Rōshi" (老師 / ろうし), meaning "old master" in Japanese (Lǎoshī in Chinese), reflects our commitment to helping our customers master their loan moves with wisdom and confidence.

Updated December 23, 2025

$1,000 DOLLAR LOAN CALCULATOR

Work Out Your Repayment

Loan Amount
34

$1,000

$200,000

Loan Tenure
3

3 Months

48 Months

Monthly Interest
Your Monthly repayment will be
$9,700.88
Total Cashback

$0.00

Total Interest

$13,200.00

Total Repayment

$58,200.00

List of $1,000 Dollar Loan Providers in Singapore (December 2025)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
Low to High
Low to High
High to Low
Quick Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
1st Capital
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.7  
$1,060.58
3.9%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,059.35
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Max Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.1  
$1,060.58
Lending Bee
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
OT Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Credit 21
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.8  
$1,060.58
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Show All Lenders

*Today's Moneylenders Rates - 23 December 2025

MONEYLENDER APPLICATION PROCESS

How to apply for a $1,000 dollar loan in Singapore ?

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Apply Online
Conveniently apply via the application form on our website
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Upload Documents
Upload required documents including last 3 payslips via your application dashboard
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Revision Period
Wait for our customer success team to review your application details
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Check Offers
Review provided loan offers and discuss details with our customer success team
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Appointment Scheduling
Schedule an appointment with moneylender and discuss all terms
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Loan Disbursement
Sign loan contract and get agreed funds In cash or PayNow

Calculate Your Credit Card Repayments

S$
Enter the total credit card balance
%
Enter the annual interest rate in percentage
S$
Enter the amount you plan to pay each month
S$
Enter amount of annual credit card fee
S$
Enter amount of late repayment fee
#
How many times you pay late

Overview of Constituencies

  • 1,000 Dollar Loan Basics

  • FAQs

  • Tips and Hints

  • Ask Away

Securing Essential Funds with a $1000 Loan

A $1000 loan can be an essential resource in times of financial need. Whether you’re dealing with unexpected medical expenses, urgent car repairs, or necessary home maintenance, these loans offer quick access to funds.

Key Factors to Consider

When evaluating a $1000 loan, take into account the following:

Loan Adequacy
Ensure the loan amount covers your specific financial requirements.
Interest Rate Comparison
Look for lenders offering competitive interest rates to minimize your borrowing costs.
Approval Efficiency
Opt for lenders who can approve and disburse funds swiftly, ideally on the same day.
What Else to Know
A $1000 loan can provide crucial financial support, but it’s important to manage it responsibly:
Quick Access to Cash
These loans offer immediate financial assistance for urgent needs.
Clear Repayment Plans
Understand the repayment terms to avoid penalties or high interest rates for late payments.
What types of coverage does a $1000 loan provide?

$1000 loans are typically used for urgent expenses like medical bills, car repairs, or essential home maintenance.

What do you need to qualify for a $1000 loan?

Generally, individuals with a steady income and a reasonable credit history qualify for a $1000 loan, though specific criteria vary by lender.

What documentation is needed to apply?

Applicants usually need to provide identification (NRIC or FIN), proof of income (such as payslips or tax returns), and employment verification.

How quickly can I get approved for a $1000 loan?

Approval times vary, but many online applications are processed quickly, often with funds disbursed the same day or within a few days.

Can I qualify for a $1000 loan if I have existing debt?

Yes, you can still qualify for a $1000 loan if you have existing debt, provided you meet the lender’s criteria and demonstrate responsible debt management.

Assess Your Needs

Calculate the exact amount you need to avoid borrowing more than necessary.

Research Lenders

Compare multiple lenders to find the best terms and lowest interest rates.

Understand the Agreement

Thoroughly read the loan agreement to be aware of all terms, conditions, and potential fees.

Create a Repayment Plan

Plan your repayments carefully to ensure you can meet the deadlines and avoid penalties.

Use Loans Wisely

Reserve $1000 loans for essential and emergency expenses to maintain financial stability.

Have a question? Ask us about anything!

You're in good hands. Our team is happy to answer all of your question. Fill out the form and we'll be in touch as soon as possible.

Types of Personal Loans

Don’t be a fool
馬鹿なことはやめろ
Borrow Wisely

Mastering your loan moves starts with understanding the real cost of borrowing. We believe in empowering you with the right knowledge to make smart financial choices, not quick fixes that lead to debt traps. Our commitment is helping you borrow wisely and stay in control of your money. 

Read Our Borrowing Guide
Borrowing Wisdom Collection

.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing

Trust the original! #roshi #singapore #lending #borrowing

.Don't be a fool! #roshi #singapore #lending #borrowing

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