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Credit Assist Review

Credit Assist Review
(Product Review)

By Dawn Chew Credit Assist Review

Updated December 23, 2025

Launch Application
6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1 – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, December 23rd, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

Product Review

Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

Credit Assist is a licensed moneylender in Singapore, dedicated to providing accessible and hassle-free financial solutions for individuals and businesses. Whether you need urgent financial assistance or want to consolidate debts, Credit Assist offers a range of loan products tailored to your needs. Their fast loan approval process, competitive interest rates, and customer-centric approach make them a reliable choice for borrowers seeking flexible financing optin.

List of Reputable Licensed Moneylenders in Singapore (December 2025)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
Katong Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
ABI Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
1 2 Lend
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Capital Funds Investments
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
RM Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
JD Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
SKM Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.4  
$1,060.58
Check Eligibility
Aero Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.3  
$1,060.58
Check Eligibility
Soon Seng Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Prosper Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Show All Lenders

*Today's Moneylenders Rates - 23 December 2025

Credit Assist Application Requirements

To apply for a loan with Credit Assist, you must meet specific eligibility criteria and provide the necessary documents.

Eligibility Requirements:

  • Must be at least 18 years old
  • Singapore Citizen, Permanent Resident, or foreigner with valid work documentation
  • Must have a stable source of income

Required Documents:
For Singapore Citizens & Permanent Residents:

  • NRIC (National Registration Identity Card)
  • Latest 3 months’ payslips
  • CPF contribution statement or Income Tax Notice of Assessment

For Foreigners:

  • Valid passport & work pass (Employment Pass, S-Pass, or Work Permit)
  • Proof of residence (tenancy agreement, utility bills, or bank statements)
  • Latest 3 months’ payslips & employment contract

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

Credit Assist Highlights

  • Fast Loan Approval

    Quick processing and approval within hours

  • Flexible Loan Options

    Personal loans, payday loans, foreigner loans, and debt consolidation

  • Competitive Interest Rates

    Transparent pricing with no hidden fees

  • Licensed & Regulated

    Fully compliant with the Ministry of Law’s regulations

  • Customer-Centric Approach

    Dedicated service with tailored financial solutions

Calculate My Results

Frequently Asked Questions

Is Credit Assist a licensed moneylender?

Yes, Credit Assist is a legally registered moneylender operating under Singapore’s Ministry of Law regulations.

How long does loan approval take?

Loan approvals are typically processed within a few hours, ensuring quick access to funds.

What is the maximum amount I can borrow?

For secured loans, there is no limit. For unsecured loans, the maximum amount depends on your income level as per Singapore’s moneylending regulations.

Can I repay my loan early without penalties?

Yes, Credit Assist allows early repayments without additional penalties, helping you save on interest costs.

Can foreigners apply for a loan at Credit Assist?

Yes, foreigners residing in Singapore with valid work passes can apply for loans, provided they meet the income and documentation requirements.

External Reviews

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