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Aero Credit

Aero Credit Moneylender
(Product Review)

By Dawn Chew Aero Credit

Updated December 27, 2025

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Processing Fee

    Up to 6x

    Monthly Income

    $288.67
  • Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

    • Monthly Repayment

    Apply Now

    Current Moneylender Interest Rate Trends

    Today’s moneylender interest rate trends in Singapore – As of Saturday, December 27th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.83%

    Product Review

    Aero Credit is a reputable licensed moneylender in Singapore, offering various financial solutions such as personal, payday, business, bridging, and consolidation loans. Recognized as one of the most reputable and efficient financial service providers in Singapore, Aero Credit has built a strong reputation for excellence. The company is committed to delivering the highest standards of flexibility, courtesy, confidentiality, and service in all its lending operations.

    Compare Loan Offers
    from 20+ Lenders
    Up to 1% Cashback*
    $20 Grocery Voucher*
    Quick 5 Minutes Approval

    $1,000

    $200,000

    3 Months

    72 Months

    Total Cashback

    10

    Your monthly payment

    337

    Rate Disclaimer*

    *Based on a $20,000 loan at 6.95% APR over 5 years, read more

    Known for its efficient approval process, Aero Credit often completes approvals within 24 hours. The company emphasizes competitive interest rates and transparent terms. With a focus on customer satisfaction, Aero Credit aims to provide quick and reliable service, ensuring borrowers have access to the funds they need with minimal hassle.

    List of Licensed Moneylenders in Singapore (December 2025)

    All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.

    Loan amount must be between 500 and 100,000.
    Tenure must be between 1 and 60 months.
    All
    All
    ROSHI Approved
    Low to High
    Low to High
    High to Low
    Quickloan
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Synergy Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Magnus Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.8  
    $1,060.58
    Check Eligibility
    Happy Cash
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    SG Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.0  
    $1,060.58
    Check Eligibility
    Horison Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    Hup Hoe Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    GS Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    4.9  
    $1,060.58
    Check Eligibility
    EZ Loan
    Address
    1.99%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $945.02
    Check Eligibility
    96BM Credit
    Address
    3.92%
    Grocery Vouchers
    Up to 1% Cashback
    5.0  
    $1,060.58
    Check Eligibility
    Show All Lenders

    *Today's Moneylenders Rates - 27 December 2025

    Aero Credit Application Requirements

    To apply for a loan through Aero Credit, you need to:

    • Be at least 21 years old
    • Have a valid NRIC, Passport, or Foreign Identification Card (FIN)
    • Provide proof of income (e.g., payslips, CPF statements, or bank statements)

    PROMOTIONS

    APPLICATION PROCESS

    • Apply & Submit

      Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform.

    • Document Upload

      Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

    • Application Review

      Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

    • Compare Offers

      Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

    • Lender Appointment

      After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

    • Funds Disbursement

      Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

    Aero Credit Highlights

    • Swift Approval

    Loans are processed and approved within 24 hours.

    • Wide Loan Selection

    Various loan products tailored to meet different financial needs.

    • Competitive Rates

    Transparent and affordable interest rates.

    • User-Friendly Application

    Easy online application process with minimal paperwork.

    • Debt Consolidation Loans

    Consolidate multiple high-interest debts into one manageable loan with lower interest rates, simplifying your repayment process.

    Frequently Asked Questions

    How does Aero Credit function?

    Aero Credit utilises a streamlined loan application process via their website, ensuring rapid approvals and excellent customer service. Experienced loan officers are on hand to guide borrowers through each step.

    What loan options are available at Aero Credit?

    Aero Credit offers a range of loan products, including personal, payday, business, bridging, and consolidation loans.

    What is the usual approval time for a loan?

    Loan approvals are typically completed within 24 hours, allowing borrowers quick access to funds.

    Is Aero Credit a trustworthy moneylender?

    Yes, Aero Credit is a licensed moneylender regulated by the Ministry of Law in Singapore.

    What documentation is required to apply for a loan?

    Applicants need to provide a valid ID (NRIC, Passport, or Foreign ID) and proof of income, such as payslips, CPF statements, or bank statements.

    What advantages does a debt consolidation loan offer?

    Debt consolidation helps manage multiple high-interest debts by combining them into a single loan with lower interest rates, simplifying repayments. Aero Credit’s debt consolidation loan offers flexible repayment options to help you regain financial control.

    How can I check my loan eligibility with Aero Credit?

    You can use the Online Enquiry service to quickly and easily find out if you are eligible for a loan, saving time and avoiding potential frustration.

    EXTERNAL REVIEWS

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