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Abi Credit Review

Abi Credit Review
(Product Review)

By Dawn Chew Abi Credit Review

Updated December 24, 2025

Launch Application
6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1 – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Wednesday, December 24th, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.84%

Abi Credit Product Review

Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

ABI Credit is a licensed money lender in Singapore that offers tailor-made loans catering to different financial needs. These include personal loans, business loans, payday loans, and debt consolidation loans. In addition, ABI Credit has been greatly praised by many due to its fast approval rate and flexible repayment plans matching the financial conditions of every borrower. With its transparent policies and professional team, ABI Credit has become the most reliable choice for people and businesses in search of hassle-free financial assistance.

List of Reputable Licensed Moneylenders in Singapore (December 2025)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
Advance Cash Credit
Address
3%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,004.62
Check Eligibility
Quick Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Fast Money
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.5  
$1,060.58
Check Eligibility
Lending Bee
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
Creditmaster
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Cashmax Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Check Eligibility
1st Capital
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.7  
$1,060.58
Check Eligibility
Magnus Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.8  
$1,060.58
Check Eligibility
Credit Culture
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Check Eligibility
HS Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Show All Lenders

*Today's Moneylenders Rates - 24 December 2025

Abi Credit Application Requirements

Eligibility Criteria:
To qualify for a loan with ABI Credit, you must meet the following requirements:

  • Be a Singapore Citizen, Permanent Resident, or foreigner with a valid Work Pass.
  • Maintain stable employment or a consistent source of income.
  • Have a clean credit history without bankruptcy records.

Documents Required

To apply for a loan, you’ll need to provide the following:

For Singapore Citizens / Permanent Residents:

  • NRIC (original)
  • Recent 3 months’ payslips or an employment letter
  • CPF contribution statements or Income Tax Notice of Assessment

For Foreign Workers:

  • Passport
  • Valid Work Pass, S Pass, or Employment Pass
  • Proof of residence (utility bills, tenancy agreements, etc.)
  • Latest 3 months’ payslips

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to
    complete. Our advanced technology and expert loan specialists work together to match you with suitable options
    on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN
    details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional
    information is required. Once we’ve verified your details, we’ll begin the process of matching you with
    appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to
    discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note
    that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This
    document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via
    bank transfer.

Abi Credit Highlights

  • Quick Loan Approvals

    Get approved within hours for urgent financial needs.

  • Flexible Repayment Options

    Tailored repayment terms to suit individual financial circumstances.

  • Wide Range of Loan Products

    Personal, business, payday, and debt consolidation loans available.

  • Transparent Policies

    No hidden charges; all terms and conditions are clearly communicated.

  • Customer-Centric Approach

    Experienced professionals provide personalized support for every borrower.

Calculate My Results

Frequently Asked Questions

Can I apply for a loan if I already have an existing loan?

Yes, ABI Credit allows borrowers with existing loans to apply for additional financing, subject to their repayment capacity and financial situation.

What is the minimum repayment period for a loan?

The repayment period varies based on the loan type and amount. ABI Credit offers flexible repayment terms that can be discussed during the application process.

Are there penalties for early loan repayment?

No, ABI Credit encourages borrowers to repay their loans early if possible and does not impose penalties for early repayment.

Can I cancel my loan application after approval?

Yes, you may cancel your loan application before disbursement. Contact ABI Credit immediately if you wish to do so.

How does ABI Credit ensure data privacy?

ABI Credit prioritizes the confidentiality and security of customer information and complies with Singapore’s Personal Data Protection Act (PDPA). All personal data is handled securely and used only for loan processing purposes.