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Apply NowToday’s moneylender interest rate trends in Singapore – As of Saturday, February 7th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.92%
Hup Hoe Credit is a licensed moneylender in Singapore dedicated to providing accessible and reliable financial solutions. With a commitment to professionalism and customer satisfaction, they offer a streamlined and transparent loan application process. Whether you need personal loans, payday loans, cash loans or business loans, Hup Hoe Credit ensures fast approvals, flexible repayment terms and competitive interest rates.
All moneylenders listed below are authorised to operate legally in Singapore under the Moneylenders Act. They adhere to strict regulations set by the Ministry of Law including caps on interest rates, fees and ethical lending practices. Always verify a moneylender's license on the Ministry of Law's official website before proceeding with any loan application.
*Today's Moneylenders Rates - 7 February 2026
Their customer-centric approach makes borrowing hassle-free. From emergency expenses to business expansions, their tailored loan solutions cater to various financial needs, ensuring a secure and efficient borrowing experience. Hup Hoe Credit is fully licensed and regulated under Singapore’s Ministry of Law, ensuring compliance with legal lending standards.
To apply for a loan with Hup Hoe Credit, applicants must meet the following criteria:
Eligibility Criteria:
Documents Required:
For Singapore Citizens and Permanent Residents:
For Foreigners:
Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform
Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]
Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.
Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.
After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.
Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.
Fast processing with approvals within hours for urgent financial needs.
Choose from personal, payday, cash and business loans tailored to your financial requirements.
Transparent pricing with no hidden charges.
Fully accredited by Singapore’s Ministry of Law, ensuring legitimacy and compliance.
Pay via cash, ATM transfer or online bank transfer for convenience.
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