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Hup Hoe Credit Review

Hup Hoe Credit Review
(Product Review)

By Dawn Chew Hup Hoe Credit Review

Updated December 23, 2025

Launch Application
6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1 – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, December 23rd, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

Product Review

Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

Hup Hoe Credit is a licensed moneylender in Singapore dedicated to providing accessible and reliable financial solutions. With a commitment to professionalism and customer satisfaction, they offer a streamlined and transparent loan application process. Whether you need personal loans, payday loans, cash loans, or business loans, Hup Hoe Credit ensures fast approvals, flexible repayment terms, and competitive interest rates.

List of Reputable Licensed Moneylenders in Singapore (December 2025)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
Raffles Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
HS Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Valuemax
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Check Eligibility
Alpha-8 Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
Lending Bee
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
1 Fullerton Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Magnus Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.8  
$1,060.58
Check Eligibility
Dio Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
1st Capital
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.7  
$1,060.58
Check Eligibility
Sands Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Check Eligibility
Show All Lenders

*Today's Moneylenders Rates - 23 December 2025

Their customer-centric approach makes borrowing hassle-free. From emergency expenses to business expansions, their tailored loan solutions cater to various financial needs, ensuring a secure and efficient borrowing experience. Hup Hoe Credit is fully licensed and regulated under Singapore’s Ministry of Law, ensuring compliance with legal lending standards.

Hup Hoe Credit Application Requirements

To apply for a loan with Hup Hoe Credit, applicants must meet the following criteria:
Eligibility Criteria:

  • Be at least 18 years old.
  • Be a Singapore Citizen, Permanent Resident, or a foreigner with a valid employment pass.

Documents Required:
For Singapore Citizens and Permanent Residents:

  • NRIC
  • Latest 3 months’ payslips
  • CPF Contribution Statements and Notice of Assessment
  • Proof of residence (e.g., utility bill, phone bill, or official letter addressed to applicant)

For Foreigners:

  • Valid Work Pass (E-Pass, S-Pass, or Work Permit)
  • Passport
  • Latest 3 months’ payslips
  • Employment letter from the company
  • Tenancy agreement or proof of residence
  • Bank statements showing salary credits

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form—it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

Calculate My Results

Hup Hoe Credit Highlights

  • Quick Loan Approval

    Fast processing with approvals within hours for urgent financial needs.

  • Flexible Loan Plans

    Choose from personal, payday, cash, and business loans tailored to your financial requirements.

  • Competitive Interest Rates

    Transparent pricing with no hidden charges.

  • Licensed & Trusted

    Fully accredited by Singapore’s Ministry of Law, ensuring legitimacy and compliance.

  • Multiple Repayment Options

    Pay via cash, ATM transfer, or online bank transfer for convenience.

Calculate My Results

Frequently Asked Questions

Is Hup Hoe Credit a licensed moneylender?

Yes, Hup Hoe Credit is a legally licensed and Ministry of Law-regulated moneylender in Singapore.

How long does it take to get loan approval?

Loan approvals typically take just a few hours, making it an excellent option for urgent cash needs.

What types of loans does Hup Hoe Credit provide?

They offer personal loans, payday loans, cash loans, and business loans.

What documents do I need to apply for a loan?

Applicants need to provide proof of identity, employment, and residence. Foreigners must submit additional documents like work passes and tenancy agreements.

Can I repay my loan early?

Yes, early repayment is allowed, and you may even receive an interest rebate for early settlement.

External Reviews

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