How ROSHI’s Home Loan Marketplace Works

ROSHI gets banks & brokers to respond to your home loan request directly on
our platform to help you get the best mortgage rates in market.

It takes just 5 minutes to set up, is free to use and won’t affect your credit score.

Three Simple Steps:

Set Up Your Home Loan Request

First you’ll need to enter your loan details and personal information. To ensure ROSHI gets you the best available rates, make sure all information entered is correct. You can also to upload your credit report which will help banks and brokers to determine your creditworthiness and if the information entered is incorrect or incomplete, we won’t be able to launch your request.

Watch Offers Fly In

Once your home loan request is live, all of your offers will be displayed on your dashboard and once you like the look of one, you can discuss the details with the respective lender or broker. Your request stays on the platform and you get to watch offers fly in as it happens.

Your Choice

At any time of your live home loan request, you can award a winning lender or broker option to get the ball rolling and discuss next steps in more detail. There are no strings attached and no obligations to proceed. It’s free to use and won’t affect your credit score.

Apply Now coming soon

To get the most out of your home loan request, a great profile meets the following requirements:

A steady income

Your income indicates your capacity to repay a home loan. A steady income is an important factor that banks and brokers consider when offering better rates to help you save money during the life of your home loan.

A healthy credit score

Your credit score lets banks and brokers know how financially fit you are for a home loan, determining your creditworthiness and demonstrating how responsible you are with money.

At least 25% deposit

If you’re looking to refinance and have a minimum of 20% equity in your current residential home or a deposit of 25% or greater for a new purchase,banks and brokers could offer you a better rate.