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Capital Funds Investments Review

Capital Funds Investments Moneylender
(Product Review)

By Dawn Chew Capital Funds Investments Review

Updated December 23, 2025

Launch Application
6 times monthly income

Max. Loan Amount (Singaporeans)

6 times monthly income

Max. Loan Amount (Foreigners)

1 – 4%

Monthly Interest Rate

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Tuesday, December 23rd, 2025, moneylenders in Singapore are charging an average monthly interest rate of 3.78%

Product Review

Capital Funds Investments (CFI) is a popular lending provider in Singapore. The licensed moneylender specialises in personal loans, and borrowers can look forward to a quick and efficient approval process. Capital Funds Investments specializes in providing adaptable loan solutions for borrowers who might have faced rejection elsewhere. This positions CFI as a key option for individuals seeking rapid financial assistance or debt consolidation. Their strong customer feedback indicates a track record of dependability and client contentment.

Compare Loan Offers
from 20+ Lenders
Up to 1% Cashback*
$20 Grocery Voucher*
Quick 5 Minutes Approval

$1,000

$200,000

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Rate Disclaimer*

*Based on a $20,000 loan at 6.95% APR over 5 years, read more

Established to offer reliable and accessible financial solutions, CFI priorities customer-oriented approach and competitive interest rates. The company leverages advanced technology to streamline the application process, ensuring borrowers receive their funds promptly. At CFI, you can expect various loan options tailored to meet diverse financial needs.

List of Reputable Licensed Moneylenders in Singapore (December 2025)

Loan amount must be between 500 and 100,000.
Tenure must be between 1 and 60 months.
All
All
ROSHI Approved
Low to High
Low to High
High to Low
BST Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
Cash Mart
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Credit Assist
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Sands Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.6  
$1,060.58
Check Eligibility
Soon Seng Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
R2D Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
5.0  
$1,060.58
Check Eligibility
Winz Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
1AP Credit
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,060.58
Check Eligibility
Abm Creditz Singapore
Address
3.9%
Grocery Vouchers
Up to 1% Cashback
4.9  
$1,059.35
Check Eligibility
Credit Excel Capital
Address
3.92%
Grocery Vouchers
Up to 1% Cashback
3.9  
$1,060.58
Check Eligibility
Show All Lenders

*Today's Moneylenders Rates - 23 December 2025

Capital Funds Investments Moneylender Application Requirements

To apply for a loan through CFI, you need to:

  • Be at least 21 years old
  • Have a valid NRIC, Passport, or Foreign Identification Card (FIN)
  • Provide proof of income (e.g., payslips, CPF statements, or tax returns)

PROMOTIONS

APPLICATION PROCESS

  • Apply & Submit

    Start your loan application journey with our quick online application multistep form — it takes just 30 seconds to complete. Our advanced technology and expert loan specialists work together to match you with suitable options on our platform

  • Document Upload

    Provide the necessary documents: your last 3 pay slips, a credit report from CBS or MLCB, and your IC/FIN details. Upload these files through your dashboard or email them to [email protected]

  • Application Review

    Our dedicated customer success team will carefully examine your application, contacting you if any additional information is required. Once we’ve verified your details, we’ll begin the process of matching you with appropriate lenders and loan options.

  • Compare Offers

    Compare loan offers in real-time through your application dashboard. Our customer success team is available to discuss loan details.

  • Lender Appointment

    After you’ve selected a loan option, we’ll assist in arranging an appointment with the chosen moneylender. Note that for moneylender options, assessment and disbursement must be completed in person at their branch.

  • Funds Disbursement

    Once you’ve agreed on the loan terms and signed the contract, you’ll receive a copy of the agreement. This document will outline your monthly payment schedule. Your funds will then be disbursed either in cash or via bank transfer.

Capital Funds Investments Moneylender Highlights

  • Fast Approval

    Speedy loan approval process to meet those with urgent financial needs.

  • Competitive Interest Rates

    Expect affordable and transparent interest rates.

  • Flexible Loan Options

    Different loan products to suit a variety of financial needs.

  • User-Friendly Application

    Easy application online with minimal paperwork.

  • Secure Transactions

    Ensures privacy and security of your personal information.

  • Customer-Centric Service

    CFI prides itself on personal service to assist with your financial requirements.

Personal Loan Calculator

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Frequently Asked Questions

How is CFI operated?

CFI offers rapid approvals and effective service. The loan application process is streamlined with its tech-enabled platform.

What kinds of loans can you find at CFI?

Potential borrowers can obtain personal loans, business loans, and other customised loan products.

What is the duration required to obtain a loan approval?

You can expect loan approval within a few hours to one business day.

Is CFI a licensed moneylender?

CFI is a licensed moneylender regulated by the Ministry of Law in Singapore.

What documents are required to apply for a loan?

Applicants must provide a valid ID (NRIC/Passport/Foreign ID) and proof of income (payslips, CPF statements, or tax returns).

If you’re a foreigner, what income do you need to take a personal loan from a bank in Singapore?

If you're a foreigner, you'll need an annual income of at least S$40,000 to S$60,000 to take a personal loan from a bank in Singapore. However, even if you have an annual income of less than S$10,000 at CFI, you can still borrow up to S$3,000.

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