Excellent! ROSHI has found 42 savings accounts that suit your criteria.

RHB High-Yield Savings Account

4.0Good to Excellent

0.375%Max Interest rate (p.a)

$500Initial Deposit

$500Min. Monthly Balance

More Info

on RHB's website

Card Features

  • Earn up to S$8502 more per year on your annual savings compared to an equivalent account at other banking institutions. (on a deposit of $100,000
  • Minimum average monthly balance of $500
  • No monthly fee

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

  • Max interest rate (p.a.)Up to 0.375% p.a.% p.a.

  • Initial deposit$500.00

  • Insurance Protection SchemeUP to $50,000

  • Min. Monthly Balance$500

Fees and Charges

  • Fall-below FeeWaived

  • Early account closure fee$0

Cheque Book Fee

Eligibility

  • Citizenship AssociationSingaporean / Singapore
    PR / Foreigner

  • Age requirement18 years old and above

Documents Required

  • Singaporean and PROriginal NRIC or Passport, verified by branch

  • ForeignerPassport, Employment Pass

Junior Savers Account

4.0Good to Excellent

0.10%Max Interest rate (p.a)

$500Initial Deposit

$500Min. Monthly Balance

More Info

on UOB's website

Card Features

  • Complimentary UOB ATM Card with NETS and Plus facilities
  • Peace of mind with FREE insurance coverage on the parent (i.e. Insured) up to 100% of your deposit balance
  • 24/7 access to the account through UOB Personal Internet Banking and 24-hour Phone Banking service

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

  • Max interest rate (p.a.)Up to Up to 0.10% p.a.% p.a.

  • Initial deposit$500.00

  • Insurance Protection SchemeUp to $50,000

  • Min. Monthly Balance$500

Fees and Charges

  • Fall-below Fee$2 per month

  • Early account closure fee$30 (if closed within first 6 months)

Cheque Book Fee

Eligibility

  • Citizenship AssociationSingaporean / Singapore
    PR / Foreigner

  • Age requirementChild: 16 years old and below Must be opened as a joint account with the parent/legal guardian

Documents Required

  • Singaporean and PRNRIC

  • ForeignerPassport, Employment Pass, Proof of Address

POSB eMySavings

4.0Good to Excellent

0.05%Max Interest rate (p.a)

$0Initial Deposit

$500Min. Monthly Balance

Apply Now

on POSB's website

Card Features

  • Earn interest on your monthly savings and have the flexibility to save any amount)
  • You must already have a DBS/POSB Savings/Current Account
  • No inita deposit and no applicable fees

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

  • Max interest rate (p.a.)Up to Up to 0.25% p.a.% p.a.

  • Insurance Protection SchemeUp to $50,000

Fees and Charges

  • Fall-below FeeWaived

  • Early account closure fee$0

Cheque Book Fee

Eligibility

  • Citizenship AssociationSingaporean

  • Age requirement16 years old and above and already have a DBS/POSB Savings/Current account.

Documents Required

  • Singaporean and PRNRIC

  • ForeignerPassport and proof of Singapore permanent address

POSB Multiplier Programme

4.0Good to Excellent

2.68%Max Interest rate (p.a)

$0Initial Deposit

$3000Min. Monthly Balance

Apply Now

on POSB's website

Card Features

  • 3.5% p.a when you make S$30,00 plus eligible transactions per month by crediting your salary and make transactions in 2 or more categories (eg. credit card spend, home loan instalments, insurance, investments)

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

  • Max interest rate (p.a.)Up to Up to 2.65% p.a.% p.a.

  • Insurance Protection SchemeUp to $50,000

  • Min. Monthly Balance$3000

Fees and Charges

  • Fall-below Fee$5 per month

  • Early account closure fee$30 (if closed within first 6 months)

Cheque Book Fee

Eligibility

  • Citizenship AssociationSingaporean / Singapore
    PR / Foreigner

  • Age requirement18 years old and above

Documents Required

  • Singaporean and PRNRIC

  • ForeignerPassport and proof of Singapore permanent address

e$aver Kids

4.0Good to Excellent

0.25%Max Interest rate (p.a)

$0Initial Deposit

$0Min. Monthly Balance

More Info

on Standard Chartered's website

Card Features

  • No monthly fees
  • No lock-in period
  • No minimum deposit / minimum balance

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

  • Max interest rate (p.a.)Up to Up to 0.25% p.a.% p.a.


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  • Initial deposit$

  • Insurance Protection SchemeUp to $50,000

Fees and Charges

  • Fall-below Fee$0

  • Early account closure fee$0

Cheque Book Fee

Eligibility

  • Citizenship AssociationSingaporean / Singapore
    PR / Foreigner

  • Age requirementChild: Below 18 years old
    Parents: 21 years old and above
    Parents to complete: e$aver Kids Trust Account opening form, Sign Declaration of Trust, Submit their NRIC and Child's birth certificate, Complete a GIRO or Standing Instruction Form for monthly deposits of at least $50 into the account

Documents Required

  • Singaporean and PRNRIC

  • ForeignerPassport, Employment Pass, Proof of Address

e$aver Account

4.0Good to Excellent

0.25%Max Interest rate (p.a)

$0Initial Deposit

$1000Min. Monthly Balance

Apply Now

on Standard Chartered's website

Card Features

  • Earn up to 1.20% p.a. interest when you bring in incremental fresh funds
  • Free 24-hour Phone banking, Online banking and Mobile banking
  • Get cash at over 300 merchants islandwide with the mobile banking app powered by soCash with no purchase required

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

  • Max interest rate (p.a.)Up to Up to 0.25% p.a.% p.a.

  • Insurance Protection SchemeUp to $50,000

  • Min. Monthly Balance$1000

Fees and Charges

  • Fall-below Fee$5 per month

  • Early account closure fee$0

Cheque Book Fee

Eligibility

  • Citizenship AssociationSingaporean / Singapore
    PR / Foreigner

  • Age requirement18 years old and above

Documents Required

  • Singaporean and PRNRIC

  • ForeignerPassport, Employment Pass, Proof of Address

Youngstarz Savings Account

4.0Good to Excellent

0.375%Max Interest rate (p.a)

$10Initial Deposit

$0Min. Monthly Balance

  • Deposit a minimum of $28,000 into your child?s account and receive KidZania tickets (2 Adults and 2 children)
Apply Now

on MayBank's website

Card Features

  • Attractive base interest of up to 0.375% p.a.
  • Enjoy up to 3X interest with Maybank Family Plus on the first $30,000 account balance
  • Exclusive privileges on your child's birthday month
  • Hand, Foot & Mouth Disease Hospitalisation and Outpatient Insurance

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

  • Max interest rate (p.a.)Up to Up to 0.375% p.a.% p.a.

  • Initial deposit$10.00

  • Insurance Protection SchemeUp to $50,000

  • OthersMaintain $5,000 Account Balance to qualify your child for Hand, Foot & Mouth Disease (HFMD) Insurance and free Personal Accident (PA) Insurance till child reaches 17 years of age

Fees and Charges

  • Fall-below FeeWaived

  • Early account closure fee$30 (if closed within first 6 months)

Cheque Book Fee

Eligibility

  • Citizenship AssociationSingaporean / Singapore
    PR / Foreigner

  • Age requirementChild: Below 16 years old
    Parent / Legal Guardian: 16 years old and above

Documents Required

  • Singaporean and PRChild: Birth Certificate
    Parent / Legal Guardian: NRIC

  • ForeignerChild: Birth Certificate
    Parent / Legal Guardian: Passport, Employment Pass and Proof of Address

Frank Account

4.2Good to Excellent

0.40%Max Interest rate (p.a)

$0Initial Deposit

$1000Min. Monthly Balance

Apply Now

on OCBC's website

Card Features

  • Earn up to 0.40% interest p.a.
  • Set your budget with OCBC Money In$ights
  • Minimise your saving efforts with "mini" accounts that act as saving jars

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

  • Max interest rate (p.a.)Up to Up to 0.40% p.a.% p.a.

  • Insurance Protection SchemeUp to $50,000

  • Min. Monthly Balance$1000

  • OthersNo minimum income required

Fees and Charges

  • Fall-below Fee$2 per month (Waived if <26 years old)

  • Early account closure fee$30 (if closed within first 6 months)

Cheque Book Fee

Eligibility

  • Citizenship AssociationSingaporean / Singapore
    PR / Foreigner

  • Age requirement16 years old and above

Documents Required

  • Singaporean and PRNRIC, Proof of Address / Income Tax Notice of Assessment (if mail in)

  • ForeignerPassport with 6 months validity, Employment Pass / Student Pass / Long-Term Visit Pass, and Proof of Address / Income Tax Notice of Assessment

Monthly Savings Account

4.0Good to Excellent

0.40%Max Interest rate (p.a)

$0Initial Deposit

$0Min. Monthly Balance

Apply Now

on OCBC's website

Card Features

  • Save from as low as $50 monthly to earn higher interest
  • Earn bonus interest of up to 0.35% p.a. when you deposit a minimum of $50 and made no withdrawals within the month
  • Earn up to 0.80% p.a. interest exclusively for OCBC Child Development Account Holders

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

  • Max interest rate (p.a.)Up to Up to 0.40% p.a.% p.a.

  • Insurance Protection SchemeUp to $50,000

Fees and Charges

  • Fall-below Fee$0

  • Early account closure fee$30 (if closed within first 6 months)

Cheque Book Fee

Eligibility

  • Citizenship AssociationSingaporean / Singapore
    PR

  • Age requirement16 years old and above
    Children below 16 years old can open a joint account with their parent / legal guardian who is 21 years old and above

Documents Required

  • Singaporean and PRNRIC, Proof of Address (Phone bill / Half-yearly CPF statement / Any bank statement)

  • ForeignerPassport, Employment Pass / S-Pass / Student Pass, Proof of Address (Phone bill / Half-yearly CPF statement / Any bank statement)

SGD Savings Account

4.0Good to Excellent

0.548%Max Interest rate (p.a)

$1000Initial Deposit

$2000Min. Monthly Balance

Apply Now

on Bank of China's website

Card Features

  • Up to 0.475% p.a. interest on entire account balance
  • Inward and Outward telegraphic transfers with China
  • Easy access via ATM Card, BOC Internet Banking and Telephone Banking services

Account Information

  • Base Interest Rate

  • AmountInterest Rate (p.a.)

  • Max interest rate (p.a.)Up to Up to 0.40% p.a.% p.a.

  • Insurance Protection SchemeUp to $50,000

  • Min. Monthly Balance$1000

  • OthersNo minimum income required

Fees and Charges

  • Fall-below Fee$2 per month (Waived if <26 years old)

  • Early account closure fee$30 (if closed within first 6 months)

Cheque Book Fee

Eligibility

  • Citizenship AssociationSingaporean / Singapore
    PR / Foreigner

  • Age requirement16 years old and above

Documents Required

  • Singaporean and PRNRIC, Proof of Address / Income Tax Notice of Assessment (if mail in)

  • ForeignerPassport with 6 months validity, Employment Pass / Student Pass / Long-Term Visit Pass, and Proof of Address / Income Tax Notice of Assessment

  • Credit Cards Basics

  • Tips and Hints

  • FAQs

  • Ask Away

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