Can I Apply for a Credit Card as a Student?

Students can apply for a student credit card. Anyone currently studying and above the age of 18 can apply for it. You will not require a specific level of income and the interest rates are quite small.

Is It a Good Plan to Get a Student Credit Card?

A student credit card is a great way to build up your credit history. Make sure you can keep up with the minimal payments required to keep that credit score high though!

How Much of an Income Do I Need to have a Student Credit Card?

If you are below 21 years of age, you need proof of a source of income which can be from either a job or an allowance from your parents/guardians. If you are above 21 years of age, you can show a household income source.

Best Student Credit Cards (Singapore) ᐈᐈᐈ Compare with ROSHI

Compare the Best Student Credit Cards in Singapore (2021)

Looking to start building your credit score as a student while also harvesting some sweet card perks?

Compare student credit cards from up to 4 providers and see if there's one that's right for you.

If you are still a student/undergraduate and think it's too early for you to own a credit card, think again! There are ards specifically catered to students like you! These options are very useful for students who just embarked on their journey in learning how to be more financially independent. It is the best time to start managing your own personal finance when you are still in school.

The perks of these cards are also specifically customised to students, for instance some of them with up to 5 years of annual fee waiver and no monthly spend limit as students are typically not big spenders. Also the application requirements are way lower than other types of credit cards considering students do not have an income.

Compare via ROSHI all the student products from our partners, browse deals and rewards. Compare key benefits of different types of cards catered for students on Roshi and apply online for a student card that is the best fit for you.

See our list of handpicked best (college) options. It is wise to start building your credit score as early as possible and we think college days could not be a better time period for you to do that! Student cards can help to build credit with the goal of qualifying for even better cards in the near future. Thus start comparing on ROSHI today!

The steps are easy as A B C, you just need to select up to four products and compare their requirements and perks etc., before deciding which is the best for you. Stop hesitating and take action now with ROSHI! And if you have any questions, we are just one message a way! Drop us your burning question and we would get back to you as soon as possible.

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Excellent! ROSHI has found 4 Student cards for you.

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Revolut Metal Debit Card

4.5Good to Excellent

S$19.99Monthly Subscription

Real-time FXat mid-market fees

150+Supported Currencies

1% cashback in any supported currency on all your spending abroad

Apply Now

On Revolut's website

Card Features

Spend in over 150 currencies at interbank exchange rate
Unlimited exchange in 28 fiat currencies – no monthly limit
No fee on international ATM withdrawals, up to S$1,050 per month
Global medical and dental insurance
Baggage delay insurance
Loss or damaged items insurance
Free and instant P2P transfers to other Revolut users (in Singapore, as well as in Europe)
Premium Add ons : Premium card with three exclusive designs, Global express delivery of card, Priority customer service, Disposable virtual cards for online transactions that protect you against online card fraud, LougeKey Pass access and free lounge passes if flight is delayed by >1 hour
Send money domestically and internationally in 28 currencies

Annual Interest Rate and Fees

Anual Interest Rate0.00%
Principle Annual Fee$239.88
Supplementary Annual FeeN/A
Fee WaiverN/A
Minimum Monthly RepaymentN/A
Interest Free PeriodN/A

Other

Card AssociationVisa
Wireless PaymentVisa payWave

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Revolut Standard Debit Card

4.5Good to Excellent

S$0Monthly Subscription

Real-time FXat mid-market fees

150+Supported Currencies

Apply Now

On Revolut's website

Card Features

Spend in over 150 currencies at interbank exchange rate
Unlimited exchange in 28 fiat currencies – up to S$9000 per month
No fee on international ATM withdrawals, up to S$350 per month
Send money domestically and internationally in 28 currencies

Annual Interest Rate and Fees

Anual Interest Rate0.00%
Supplementary Annual FeeN/A
Fee WaiverN/A
Minimum Monthly RepaymentN/A
Interest Free PeriodN/A

Other

Card AssociationVisa
Wireless PaymentVisa payWave

Compare

Revolut Premium Debit Card

4.5Good to Excellent

S$9.99Monthly Subscription

Real-time FXat mid-market fees

150+Supported Currencies

Apply Now

On Revolut's website

Card Features

Spend in over 150 currencies at interbank exchange rate
Unlimited exchange in 28 fiat currencies – no monthly limit
No fee on international ATM withdrawals, up to S$700 per month
Global medical and dental insurance
Baggage delay insurance
Loss or damaged items insurance
Free and instant P2P transfers to other Revolut users (in Singapore, as well as in Europe)
Premium Add ons : Premium card with three exclusive designs, Global express delivery of card, Priority customer service, Disposable virtual cards for online transactions that protect you against online card fraud, LougeKey Pass access and free lounge passes if flight is delayed by >1 hour
Send money domestically and internationally in 28 currencies

Annual Interest Rate and Fees

Anual Interest Rate0.00%
Principle Annual Fee$118.8
Supplementary Annual FeeN/A
Fee WaiverN/A
Minimum Monthly RepaymentN/A
Interest Free PeriodN/A

Other

Card AssociationVisa
Wireless PaymentVisa payWave

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DBS Live Fresh Visa Student Card

3.5Good to Excellent

0.3%Cash Back on All Spend

S$500Credit Limit per month

18Min. Age Requirement

Enjoy 5-year annual fee waiver

Apply Now

On DBS's website

Card Features

0.3% cashback on online shopping and contactless payments
Contactless payments: Visa payWave, Apple Pay, Samsung Pay, Google Pay
Get up to 10% cashback on accommodation via booking.com

Annual Interest Rate and Fees

Anual Interest Rate25.90%
Principle Annual Fee$128
Supplementary Annual FeeN/A
Fee Waiver5 years fee waiver
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days

Other

Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay

See More Cards

Credit Card Name	Credit Limit	Annual Fee
DBS Live Fresh Student Card	S$500	$192.60 (waived for 5 years)	Apply Now
Citibank Clear Student Card	S$500	$29.96 (waived for 1 year)	Apply Now
Mayban eVibes Student Credit Card	S$500	$20 (waived if card is used)	Apply Now
CIMB AWSM Card	S$500	Free	Apply Now

Credit Card Name

Credit Limit

Annual Fee

DBS Live Fresh Student Card

S$500

$192.60 (waived for 5 years)

Apply Now

Citibank Clear Student Card

S$500

$29.96 (waived for 1 year)

Apply Now

Mayban eVibes Student Credit Card

S$500

$20 (waived if card is used)

Apply Now

CIMB AWSM Card

S$500

Free

Apply Now

Compare the Best Student Credit Cards in Singapore (2021)

Select your TOTAL annual income and fee limit to find cards to suit your budget, spending habits and lifestyle

Student Basics

FAQs

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How Exactly Does a Student Credit Card Work?

Should I Choose a Student Credit Card or a Debit Card?

Best Student Credit Cards in Singpaore (2021)

What can I Use Instead of a Student Card?

Can I Apply for a Credit Card as a Student?

Is It a Good Plan to Get a Student Credit Card?

How Much of an Income Do I Need to have a Student Credit Card?

What Exactly is the $500 Credit Limit?

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