Updated January 2, 2023
Excellent! ROSHI has found 34 Shopping cards for you.
UOB EVOL Card
8%Cash Back on Mobile Contactless spend
8%Cash Back on Online spend
0.3%Cash Back on other spend
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee Waiver1 year fee waiver
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$80,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
ICBC Horoscope Credit Card
2%Cash Back on Selected Shopping and Dining
3%Cash Back on Overseas Spend
3 yearsAnnual Fee Waiver
On ICBC's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate24.00%
Principle Annual Fee$150
Supplementary Annual FeeS$75
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period25 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$30,000.00
Other
Card AssociationUnionPay
Wireless PaymentQuickPass
HSBC Revolution Credit Card
S$1= 5X Pointson Online, Dining and Entertainment
S$1= 1X Pointon All Other Spend
1 Point = 0.4 MilesRewards to Miles Conversion for Selected Airline Partners
On HSBC's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$150
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay
Citi SMRT Card
5%Cash Back at Selected Grocery Stores
S$600Cash Back Cap per year
S$300Min. Spend per month
On Citibank's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period25 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$42,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Samsung Pay
UOB Lady’s Card
S$5 = 10X UNI$on One Category
S$5 = 1X UNI$on All Other Spend
1 UNI$ = 2 MilesRewards to Miles Conversion
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeS$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationMastercard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB Preferred Platinum Visa Card
S$5 = 10X UNI$on Online Shopping, Entertainment & Contactless Payments
S$5 = 1X UNI$on All Other Spend
1 UNI$ = 2 MilesRewards to Miles Conversion
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee96.3
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB YOLO Credit Card
Up to 8%on Online, Grab, Dining and Entertainment spend
Up to S$80Cash Back Cap per month
S$600Min. Spend per month
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB One Card
Up to 10%rebate on Grab
S$300Cash Back Cap per quarter
S$2000Min. Spend per month
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee1st supplementary card free, $96.30 for subsequent cards
Fee Waiver1 year fee waiver
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
Standard Chartered Spree Credit Card
3%Cash Back on Online Spends in Foreign Currency
S$60Cash Back Cap per month
S$0Min. Spend per month
On Standard Chartered's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate26.88%
Principle Annual Fee$193
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$60,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
OCBC Plus! Visa Credit Card
7%Cash Back at FairPrice Stores, Unity and Warehouse Club
0.22%LinkPoints on All Visa Spend outside FairPrice group
S$500Min. Spend per month
On OCBC's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate26.76%
Principle Annual Fee$107
Supplementary Annual FeeComplimentary, up to 3 supplementary cards
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$45,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
Shopping in stores that you love may provide you with a certain level of happiness. However, online shopping unlocks a huge amount of potential.
Each location has a particular type of shopping credit card. Make sure to pick a card that fits your style of shopping. Follow these questions to help you do just that:
Once you have the answers to all of these questions, you should be able to select the perfect shopping credit card for your situation. The combination of factors given above is exactly what you’ll need in a shopping credit card. If you can’t find all of the benefits in one card, you can choose two or even three cards to get everything you need. Make sure you can keep up with the extra purchase requirements.
Choose the card that gives you the most value for your average spending habits. A card that requires you to spend more than you normally would is likely to give you fewer benefits than a card that matches your spending habits.
You should also make sure that the rewards gained (cashback, miles, rewards, etc.) fit what you need. There’s no point in gaining benefits that you won’t use.
| Credit Card Name | Earn Rate | Reward Category | |
|---|---|---|---|
| Citibank Rewards Card | S$1 = 4 miles | Online shopping (excluding travel) | |
| Citibank Lazada Card | S$1 = 4 miles | Lazada | |
| DBS Woman’s World Card | S$1 = 4 miles | All online spending |
Most cards will have at least one of the following benefits, some cards even combine two of them:
Shopping credit cards are ideal for making purchases. There are a wide variety of shopping credit cards. Read on to learn which one suits you best!
You can have however many shopping cards that you want. Obviously, having too many will have negative effects. That being said, feel free to get two or three with various benefits that suit you.
The annual fee will be somewhere between $0 and $500. Generally, shopping credit cards have a low annual fee.
For those cards with a higher annual fee, you will typically gain more benefits and rewards. You can also waive your annual fee if you reach a pre-specified amount of purchases over the year.
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