Excellent! ROSHI has found 34 Shopping cards for you.

ICBC Horoscope Credit Card

3.8Good to Excellent

2%Cash Back on Selected Shopping and Dining

3%Cash Back on Overseas Spend

3 yearsAnnual Fee Waiver

  • Up to 6 free visits to VIP lounges located worldwide
Apply Now

On ICBC's website

Card Features

  • Up to 3% unlimited cash back on all overseas spending
  • Complimentary access to Dragon Pass Lounges. Such as Plaza Premium Lounge, SATS Premier Lounge and more
  • Sign-up for your card today and get 6 DragonPass Points in your account. Valid till 31 Dec 2019
  • 3 years Annual Fee Waiver

Annual Interest Rate and Fees

  • Anual Interest Rate24.00%

  • Principle Annual Fee$150

  • Supplementary Annual FeeS$75

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period25 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$30,000.00

Other

  • Card AssociationUnionPay

  • Wireless PaymentQuickPass

HSBC Revolution Credit Card

3.2Good to Excellent
PROMOSamsonite T5 68cm Spinner or SGD150 cashback + SGD20 Grab rides Valid till 31st Dec 2020

S$1= 5X Pointson Online, Dining and Entertainment

S$1= 1X Pointon All Other Spend

1 Point = 0.4 MilesRewards to Miles Conversion for Selected Airline Partners

  • 2 year annual fee waiver
Apply Now

On HSBC's website

Card Features

  • 5X Rewards points (or 2 air miles) per $1 spent on Online, Local Dining and Entertainment transactions
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • Access over 1,000 1-for-1 deals through ENTERTAINER with HSBC at just S$5

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$150

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period20 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay

Citi SMRT Card

3.8Good to Excellent

5%Cash Back at Selected Grocery Stores

S$600Cash Back Cap per year

S$300Min. Spend per month

  • 2 years fee waiver for Principal and two (2) Supplementary cards
Apply Now

On Citibank's website

Card Features

  • Up to 5% savings on Groceries. 2.7% + 2% (for transactions above $50) + 0.3% (if monthly card spend is at least $300)
  • Up to 5% savings on Fast Food, Movies & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 3% savings on Online Shopping. 2.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 2% EZ-Reload Auto Top-up. 0.3% + 1.7% (If top-up more than $30. If $30 or less, 0.7% awarded instead)
  • Savings awarded in SMRT$. SMRT$ can be redeemed for cash rebate or vouchers

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual Fee$96.30

  • Fee WaiverAvailable

  • Minimum Monthly Repayment1% or S$50, whichever is higher

  • Interest Free Period25 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$42,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Samsung Pay

UOB Preferred Platinum Visa Card

4.5Good to Excellent

S$5 = 10X UNI$on Online Shopping, Entertainment & Contactless Payments

S$5 = 1X UNI$on All Other Spend

1 UNI$ = 2 MilesRewards to Miles Conversion

Apply Now

On UOB's website

Card Features

  • 10X UNI$ on online purchases and entertainment
  • 10X UNI$ on Visa payWave
  • Earn SMART$ rebates at over 400 participating outlets and use it to offset your next purchase

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual Fee96.3

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

UOB Lady’s Card

4.5Good to Excellent

S$5 = 10X UNI$on One Category

S$5 = 1X UNI$on All Other Spend

1 UNI$ = 2 MilesRewards to Miles Conversion

Apply Now

On UOB's website

Card Features

  • 10X UNI$ on your chosen rewards category
  • e-Commerce Protection on online purchases
  • UOB Lady’s LuxePay Plan: 6 or 12-month instalment plan with no interest or processing fees

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual FeeS$96.30

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationMastercard

  • Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

UOB Delight Card

3.5Good to Excellent

Up to 8%Cash Back at Selected Grocery Stores

S$50Cash Back Cap per month

Up to 3%Rebate on Contactless payments & recurring bills

Apply Now

On UOB's website

Card Features

  • Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian
  • Up to 3% rebate on ALL contactless payments and selected recurring bills
  • 10% off over 4,000 house brands at Cold Storage, Giant and Guardian
  • Up to 3% rebate on contactless transactions and recurring bills
  • li>Earn up to 10% SMART$ rebate at over 300 participating outlets islandwide

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$86

  • Supplementary Annual Fee53.5

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, NETS FlashPay, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

UOB YOLO Credit Card

3.5Good to Excellent

Up to 8%on Online, Grab, Dining and Entertainment spend

Up to S$80Cash Back Cap per month

S$600Min. Spend per month

Apply Now

On UOB's website

Card Features

  • Up to 8% cash back on Online, Grab, Dining and Entertainment spend (3% weekday; 8% weekend)
  • Up to 28% off at ZALORA, Lazada and more
  • Up to 18% off at Expedia, Agoda and more
  • Free Travel Insurance Coverage when you charge your travel tickets to your card (Up to $500,000)
  • 0.3% cash back on all other spend
  • Minimum spend of S$600 per statement month for 8% and 3% cashback, otherwise 0.3% cashback earned on all spend.
  • Total cash back capped at S$80 per month, consisting of S$20 bonus cash back and S$60 base cash back

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual FeeN/A

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

UOB One Card

4.3Good to Excellent

Up to 10%rebate on Grab

S$300Cash Back Cap per quarter

S$2000Min. Spend per month

Apply Now

On UOB's website

Card Features

  • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
  • Up to 24% savings on fuel purchases at SPC and 20.8% at Shell Stations
  • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 400 participating merchants
  • Up to 6% rebate on Singapore Power utilities bill

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual Fee1st supplementary card free, $96.30 for subsequent cards

  • Fee Waiver1 year fee waiver

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

Standard Chartered Spree Credit Card

4.3Good to Excellent

3%Cash Back on Online Spends in Foreign Currency

S$60Cash Back Cap per month

S$0Min. Spend per month

  • New-To-Bank customers: Get up to S$100 Cashback
Apply Now

On Standard Chartered's website

Card Features

  • New-To-Bank customers: Get up to S$100 Cashback when you apply for SCB Rewards
  • Existing customers: Get up to S$20 Cashback when you apply for SCB Rewards
  • No minimum spend and up to S$60 cashback/month
  • 3% cashback on all online spends in foreign currency and vPost spends
  • 2% cashback on all online spends in local currency, contactless and mobile payments
  • 1% cashback on all other retail transactions

Annual Interest Rate and Fees

  • Anual Interest Rate26.88%

  • Principle Annual Fee$193

  • Fee WaiverAvailable

  • Minimum Monthly Repayment1% or S$50, whichever is higher

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$60,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay

OCBC Plus! Visa Credit Card

4.2Good to Excellent

7%Cash Back at FairPrice Stores, Unity and Warehouse Club

0.22%LinkPoints on All Visa Spend outside FairPrice group

S$500Min. Spend per month

Apply Now

On OCBC's website

Card Features

  • Enjoy 7% rebates at FairPrice Store, Unity and Warehouse Club and 3% rebate at Fairprice Online
  • Up to 20.6% fuel savings at Esso and 18% fuel savings at Caltex
  • Enjoy 3% rebates at Popular and Cheers
  • First year annual fee waived. Second year annual fee waived when you spend at least S$2,500 per annum.

Annual Interest Rate and Fees

  • Anual Interest Rate26.76%

  • Principle Annual Fee$107

  • Supplementary Annual FeeComplimentary, up to 3 supplementary cards

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period23 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$45,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay

  • Shopping Basics

  • FAQs

  • Ask Away

How Does My Shopping Card Work?

Shopping in stores that you love may provide you with a certain level of happiness. However, online shopping unlocks a huge amount of potential.

Each location has a particular type of shopping credit card. Make sure to pick a card that fits your style of shopping. Follow these questions to help you do just that:

  • How much money do you spend every month on average?
    Do you spend over time or a lot all at once in the year?
    Do you do most of your shopping at one or two of your favourite shops?
    Do you plan to reduce your shopping costs?
    What kind of rewards are you after?

Once you have the answers to all of these questions, you should be able to select the perfect shopping credit card for your situation. The combination of factors given above is exactly what you’ll need in a shopping credit card. If you can’t find all of the benefits in one card, you can choose two or even three cards to get everything you need. Make sure you can keep up with the extra purchase requirements.

Choosing a Shopping Credit Card

Choose the card that gives you the most value for your average spending habits. A card that requires you to spend more than you normally would is likely to give you fewer benefits than a card that matches your spending habits.

You should also make sure that the rewards gained (cashback, miles, rewards, etc.) fit what you need. There’s no point in gaining benefits that you won’t use.

Best Shopping Credit Cards in Singapore (2020)

Credit Card NameEarn RateReward Category
Citibank Rewards CardS$1 = 4 milesOnline shopping
(excluding travel)
Apply Now
Citibank Lazada CardS$1 = 4 milesLazadaApply Now
DBS Woman’s World CardS$1 = 4 milesAll online spendingApply Now

Shopping Credit Card Options

Most cards will have at least one of the following benefits, some cards even combine two of them:

  • Cashback Cards – Provide you with a quarterly cash rebate from specific purchases on top of some discounts.
    Air Miles Cards – Grant you flyer points via a specific airline or airlines.
    Rewards Points Cards – Gives you rewards for your purchases, which can then be converted into whatever type of benefit you want, including cold, hard cash.

What Exactly is a Shopping Credit Card?

Shopping credit cards are ideal for making purchases. There are a wide variety of shopping credit cards. Read on to learn which one suits you best!

How Many Shopping Cards can I have at Once?

You can have however many shopping cards that you want. Obviously, having too many will have negative effects. That being said, feel free to get two or three with various benefits that suit you.

How Much Will My Shopping Credit Card Cost?

The annual fee will be somewhere between $0 and $500. Generally, shopping credit cards have a low annual fee.

For those cards with a higher annual fee, you will typically gain more benefits and rewards. You can also waive your annual fee if you reach a pre-specified amount of purchases over the year.

Have a question? Ask us about anything!

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