Updated April 19, 2022
Excellent! ROSHI has found 47 Promotion cards for you.
ICBC Horoscope Credit Card
2%Cash Back on Selected Shopping and Dining
3%Cash Back on Overseas Spend
3 yearsAnnual Fee Waiver
On ICBC's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate24.00%
Principle Annual Fee$150
Supplementary Annual FeeS$75
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period25 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$30,000.00
Other
Card AssociationUnionPay
Wireless PaymentQuickPass
HSBC Revolution Credit Card
S$1= 5X Pointson Online, Dining and Entertainment
S$1= 1X Pointon All Other Spend
1 Point = 0.4 MilesRewards to Miles Conversion for Selected Airline Partners
On HSBC's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$150
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay
Citi SMRT Card
5%Cash Back at Selected Grocery Stores
S$600Cash Back Cap per year
S$300Min. Spend per month
On Citibank's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period25 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$42,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Samsung Pay
American Express The Platinum Card
S$1.60 = 20 Pointsfor first S$16,000 spent at participating Platinum EXTRA Partners
Exclusive Accessto the Tower Club, Pall Mall London and more
1 Point = 0.625 MilesRewards to Miles Conversion for Singapore Airlines and more
On American Express's website
Card Features
Annual Interest Rate and Fees
Anual Interest RateN/A
Principle Annual Fee$1712
Supplementary Annual Fee$160.50 (First 2 Supplementary Cards fee permanently waived)
Fee WaiverNot Available
Minimum Monthly RepaymentN/A
Interest Free PeriodN/A
Minimum Income Requirements
Singaporean$200,000.00
Foreigner$200,000.00
Other
Card AssociationAmerican Express
Wireless PaymentN/A
UOB Lady’s Card
S$5 = 10X UNI$on One Category
S$5 = 1X UNI$on All Other Spend
1 UNI$ = 2 MilesRewards to Miles Conversion
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeS$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationMastercard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB YOLO Credit Card
Up to 8%on Online, Grab, Dining and Entertainment spend
Up to S$80Cash Back Cap per month
S$600Min. Spend per month
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB One Card
Up to 10%rebate on Grab
S$300Cash Back Cap per quarter
S$2000Min. Spend per month
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee1st supplementary card free, $96.30 for subsequent cards
Fee Waiver1 year fee waiver
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
Standard Chartered Platinum Visa/MasterCard Credit Card
S$1 = 2X Pointson All Spend when you open a SCB Current Account
S$1 = 1X Pointon All Other Spend
1 Point = 0.4 MilesRewards to Miles Conversion
On Standard Chartered's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$60,000.00
Other
Card AssociationMasterCard, Visa
Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Google Pay
UOB PRVI Miles Card
S$1 = 1.4 MilesLocal Spend
S$1 = 2.4 MilesOverseas Spend
S$1 = 10 MilesSelected Online Hotel and Flight bookings
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$257
Supplementary Annual Fee128.4
Fee Waiver1 year fee waiver, free first 2 supplementary cards
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationMasterCard, Visa, American Express
Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
Standard Chartered Visa Infinite Credit Card
S$1 = 1.4 MilesLocal Spend
S$1 = 3 MilesOverseas Spend
35,000 MilesWelcome Gift
On Standard Chartered's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate26.90%
Principle Annual Fee$589
Fee WaiverNot Available
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period22 days
Minimum Income Requirements
Singaporean$150,000.00
Foreigner$150,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave
Promotions come in a variety of forms. Generally speaking, they are used to draw the attention of potential spenders and cause them to choose their credit card for the sake of the once-off promotion. The promotion could be anything from a one-year annual fee waive to a nice piece of luggage.
| Credit Card Name | Card Promotion | Valid Until | |
|---|---|---|---|
| Unlimited Cashback Credit Card (Standard Chartered Bank) | Up to S$100 cashback | 30 September 2020 | |
| American Express® Singapore Airlines KrisFlyer Credit Card | Receive up to 18,500 KrisFlyer Miles | 30 September 2020 | |
| Citi Rewards Card | 30,000 Citi ThankYouSM Points | 01 September 2020 | |
| HSBC Visa Platinum Credit Card | Free Samsonite Prestige 69cm Spinner (worth S$670) | Limited time only | |
| UOB PRVI Miles Card | Exclusive discounts with the Visa Luxury Hotels Collection | Limited time only |
There are three main promotion types that you should be aware of in Singapore:
Many credit cards offer bonuses for those who are signing up for the first time. Keep track of credit cards that might be useful to you and snap them up when one of these offers turns up!
Airlines that are in need of quick cash will often throw crazy miles rewards around. Make sure to sign up for these deals if you are a regular flyer!
Swapping credit cards for short-term rewards is generally a bad idea. However, a credit card that has the same or better long-term rewards, as well as those short-term ones, should work out well!
Bear in mind that regular swaps will have an impact on your credit score as well. The lower your credit score, the worse offers you will get stuck with in the future!
The best credit card promo for you is one that improves upon a deal that already fits your spending habits. Make sure you don’t take a promotional offer that you do not need. What is great for one person may be useless for another.
We have a fantastic app called MoneySmart that does it all for you! Make sure to favourite the page so that you can always keep up to date.
It may seem like an advantage to have multiple credit cards with many different benefits. However, this can cause issues such as losing track of your debts, credit card fraud issues, etc. It can also be difficult to keep up with the minimum spend for each of those cards, causing some of them to be wasted.
Have a question? Ask us about anything!
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