Excellent! ROSHI has found 47 Promotion cards for you.

ICBC Horoscope Credit Card

3.8Good to Excellent

2%Cash Back on Selected Shopping and Dining

3%Cash Back on Overseas Spend

3 yearsAnnual Fee Waiver

  • Up to 6 free visits to VIP lounges located worldwide
Apply Now

On ICBC's website

Card Features

  • Up to 3% unlimited cash back on all overseas spending
  • Complimentary access to Dragon Pass Lounges. Such as Plaza Premium Lounge, SATS Premier Lounge and more
  • Sign-up for your card today and get 6 DragonPass Points in your account. Valid till 31 Dec 2019
  • 3 years Annual Fee Waiver

Annual Interest Rate and Fees

  • Anual Interest Rate24.00%

  • Principle Annual Fee$150

  • Supplementary Annual FeeS$75

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period25 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$30,000.00

Other

  • Card AssociationUnionPay

  • Wireless PaymentQuickPass

HSBC Revolution Credit Card

3.2Good to Excellent

S$1= 5X Pointson Online, Dining and Entertainment

S$1= 1X Pointon All Other Spend

1 Point = 0.4 MilesRewards to Miles Conversion for Selected Airline Partners

  • 2 year annual fee waiver
Apply Now

On HSBC's website

Card Features

  • 5X Rewards points (or 2 air miles) per $1 spent on Online, Local Dining and Entertainment transactions
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • Access over 1,000 1-for-1 deals through ENTERTAINER with HSBC at just S$5

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$150

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period20 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay

Citi SMRT Card

3.8Good to Excellent

5%Cash Back at Selected Grocery Stores

S$600Cash Back Cap per year

S$300Min. Spend per month

  • 2 years fee waiver for Principal and two (2) Supplementary cards
Apply Now

On Citibank's website

Card Features

  • Up to 5% savings on Groceries. 2.7% + 2% (for transactions above $50) + 0.3% (if monthly card spend is at least $300)
  • Up to 5% savings on Fast Food, Movies & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 3% savings on Online Shopping. 2.7% + 0.3% (if monthly card spend is at least $300)
  • Up to 2% EZ-Reload Auto Top-up. 0.3% + 1.7% (If top-up more than $30. If $30 or less, 0.7% awarded instead)
  • Savings awarded in SMRT$. SMRT$ can be redeemed for cash rebate or vouchers

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual Fee$96.30

  • Fee WaiverAvailable

  • Minimum Monthly Repayment1% or S$50, whichever is higher

  • Interest Free Period25 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$42,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Samsung Pay

American Express The Platinum Card

4.5Good to Excellent

S$1.60 = 20 Pointsfor first S$16,000 spent at participating Platinum EXTRA Partners

Exclusive Accessto the Tower Club, Pall Mall London and more

1 Point = 0.625 MilesRewards to Miles Conversion for Singapore Airlines and more

  • 75,000 Membership Rewards® Points Welcome Bonus*
Apply Now

On American Express's website

Card Features

  • Exclusive access to Platinum Vibes at Marina at Keppel Bay, Tower Club, Pall Mall London, among others
  • Enjoy an annual 2D/1N stay in the St. Regis or W Hotel Singapore as a Membership anniversary gift
  • Up to 50% savings at selected hotels and restaurants such as Marriott, St. Regis, Lawry’s and TWG among others
  • Receive S$800 Travel Credits annually (S$400 Air Travel Credit + S$400 Lodging Credit) by booking through The Platinum Concierge
  • Earn 20 Membership points per S$1.60 spent at Platinum EXTRA partners, capped at S$16,000 spent

Annual Interest Rate and Fees

  • Anual Interest RateN/A

  • Principle Annual Fee$1712

  • Supplementary Annual Fee$160.50 (First 2 Supplementary Cards fee permanently waived)

  • Fee WaiverNot Available

  • Minimum Monthly RepaymentN/A

  • Interest Free PeriodN/A

Minimum Income Requirements

  • Singaporean$200,000.00

  • Foreigner$200,000.00

Other

  • Card AssociationAmerican Express

  • Wireless PaymentN/A

UOB Lady’s Card

4.5Good to Excellent

S$5 = 10X UNI$on One Category

S$5 = 1X UNI$on All Other Spend

1 UNI$ = 2 MilesRewards to Miles Conversion

Apply Now

On UOB's website

Card Features

  • 10X UNI$ on your chosen rewards category
  • e-Commerce Protection on online purchases
  • UOB Lady’s LuxePay Plan: 6 or 12-month instalment plan with no interest or processing fees

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual FeeS$96.30

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationMastercard

  • Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

UOB YOLO Credit Card

3.5Good to Excellent

Up to 8%on Online, Grab, Dining and Entertainment spend

Up to S$80Cash Back Cap per month

S$600Min. Spend per month

Apply Now

On UOB's website

Card Features

  • Up to 8% cash back on Online, Grab, Dining and Entertainment spend (3% weekday; 8% weekend)
  • Up to 28% off at ZALORA, Lazada and more
  • Up to 18% off at Expedia, Agoda and more
  • Free Travel Insurance Coverage when you charge your travel tickets to your card (Up to $500,000)
  • 0.3% cash back on all other spend
  • Minimum spend of S$600 per statement month for 8% and 3% cashback, otherwise 0.3% cashback earned on all spend.
  • Total cash back capped at S$80 per month, consisting of S$20 bonus cash back and S$60 base cash back

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual FeeN/A

  • Fee WaiverAvailable

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

UOB One Card

4.3Good to Excellent

Up to 10%rebate on Grab

S$300Cash Back Cap per quarter

S$2000Min. Spend per month

Apply Now

On UOB's website

Card Features

  • Up to 5% cash rebate on all spend for spend above S$2,000/month per quarter (up to 3.33% cash rebate for spend of $500 or $1,000 monthly)
  • Up to 24% savings on fuel purchases at SPC and 20.8% at Shell Stations
  • Up to 10% additional SMART$ rebate with UOB SMART$ Rebate Programme at over 400 participating merchants
  • Up to 6% rebate on Singapore Power utilities bill

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$193

  • Supplementary Annual Fee1st supplementary card free, $96.30 for subsequent cards

  • Fee Waiver1 year fee waiver

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

Standard Chartered Platinum Visa/MasterCard Credit Card

3.8Good to Excellent

S$1 = 2X Pointson All Spend when you open a SCB Current Account

S$1 = 1X Pointon All Other Spend

1 Point = 0.4 MilesRewards to Miles Conversion

  • Higher rewards on credit card spend
Apply Now

On Standard Chartered's website

Card Features

  • Earn up to 300 additional Rewards Points per month on your other banking relationships in deposits, mortgages, investments and online transactions
  • Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants
  • 24-hour Concierge to help you with travel arrangements, reservations, shopping and gift services

Annual Interest Rate and Fees

  • Anual Interest Rate26.90%

  • Principle Annual Fee$193

  • Supplementary Annual FeeN/A

  • Fee WaiverAvailable

  • Minimum Monthly Repayment1% or S$50, whichever is higher

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$60,000.00

Other

  • Card AssociationMasterCard, Visa

  • Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Google Pay

UOB PRVI Miles Card

4.3Good to Excellent

S$1 = 1.4 MilesLocal Spend

S$1 = 2.4 MilesOverseas Spend

S$1 = 10 MilesSelected Online Hotel and Flight bookings

  • Earn up to 3miles per S$1 spend on Klook (Exclusive to UOB Prvi Miles Cards only)
Apply Now

On UOB's website

Card Features

  • S$1 = 1.4 miles (Local spend)
  • S$1 = 2.4 miles (Overseas spend)
  • S$1 = 6 miles for spends on major airlines and hotels booked through Agoda, Expedia and UOB Travel
  • No minimum spend and no cap on earned miles
  • Earn up to 4.4 Miles on bus and train rides via mobile contactless; spending cap at S$80 per month

Annual Interest Rate and Fees

  • Anual Interest Rate25.90%

  • Principle Annual Fee$257

  • Supplementary Annual Fee128.4

  • Fee Waiver1 year fee waiver, free first 2 supplementary cards

  • Minimum Monthly Repayment3% or S$50, whichever is higher

  • Interest Free Period21 days

Minimum Income Requirements

  • Singaporean$30,000.00

  • Foreigner$40,000.00

Other

  • Card AssociationMasterCard, Visa, American Express

  • Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay

Standard Chartered Visa Infinite Credit Card

3.6Good to Excellent

S$1 = 1.4 MilesLocal Spend

S$1 = 3 MilesOverseas Spend

35,000 MilesWelcome Gift

Apply Now

On Standard Chartered's website

Card Features

  • Get 35,000 Miles when you apply for SCB Visa Infinite Credit Card via MoneySmart
  • $1 = 1.4 miles (Local)
  • $1 = 3 miles (Overseas)
  • Up to six complimentary visits each year with the Priority Pass lounge programme
  • Complimentary Travel Accident Insurance coverage of up to S$1,000,000

Annual Interest Rate and Fees

  • Anual Interest Rate26.90%

  • Principle Annual Fee$589

  • Fee WaiverNot Available

  • Minimum Monthly Repayment1% or S$50, whichever is higher

  • Interest Free Period22 days

Minimum Income Requirements

  • Singaporean$150,000.00

  • Foreigner$150,000.00

Other

  • Card AssociationVisa

  • Wireless PaymentVisa payWave

  • Promotion Basics

  • Tips and Hints

  • FAQs

  • Ask Away

What Exactly Are Credit Card Promotions?

Promotions come in a variety of forms. Generally speaking, they are used to draw the attention of potential spenders and cause them to choose their credit card for the sake of the once-off promotion. The promotion could be anything from a one-year annual fee waive to a nice piece of luggage.

Best Credit Card Promotions in Singapore (2021)

Credit Card NameCard PromotionValid Until
Unlimited Cashback Credit Card
(Standard Chartered Bank)
Up to S$100 cashback30 September 2020Apply Now
American Express® Singapore
Airlines KrisFlyer Credit Card
Receive up to 18,500 KrisFlyer Miles30 September 2020Apply Now
Citi Rewards Card30,000 Citi ThankYouSM Points01 September 2020Apply Now
HSBC Visa Platinum Credit CardFree Samsonite Prestige 69cm
Spinner (worth S$670)
Limited time onlyApply Now
UOB PRVI Miles CardExclusive discounts with the Visa
Luxury Hotels Collection
Limited time onlyApply Now

Credit Card Promotion Types

There are three main promotion types that you should be aware of in Singapore:

Free Gifts
Free gifts, such as luggage, mobile data, grocery vouchers, and so on are a highly utilized form of credit card promotion. They are physical gifts that a spender can use in some way to better utilize their new credit card.
Welcome Miles/Reward Points
Air miles and/or reward points are another form of promotion. A bank may try to offer you an air miles credit card with some free miles to get you started, for example.
Cashback Promotions
Another one is cashback promotions. You will typically need to spend a certain amount in order to receive your cashback promotion. However, it can be a significant reward, such as $50 or even $100. Most people are quite happy to go for a chance at free money!

Utilize Sign-Up Bonuses

Many credit cards offer bonuses for those who are signing up for the first time. Keep track of credit cards that might be useful to you and snap them up when one of these offers turns up!

Monitor Desperate Airlines

Airlines that are in need of quick cash will often throw crazy miles rewards around. Make sure to sign up for these deals if you are a regular flyer!

Think Carefully Before Switching Cards

Swapping credit cards for short-term rewards is generally a bad idea. However, a credit card that has the same or better long-term rewards, as well as those short-term ones, should work out well!

Bear in mind that regular swaps will have an impact on your credit score as well. The lower your credit score, the worse offers you will get stuck with in the future!

What Credit Card Promo is the Best?

The best credit card promo for you is one that improves upon a deal that already fits your spending habits. Make sure you don’t take a promotional offer that you do not need. What is great for one person may be useless for another.

How Can I Keep Up with New Credit Card Promotions?

We have a fantastic app called MoneySmart that does it all for you! Make sure to favourite the page so that you can always keep up to date.

What are the Disadvantages of Signing Up for Too Many Credit Cards at Once?

It may seem like an advantage to have multiple credit cards with many different benefits. However, this can cause issues such as losing track of your debts, credit card fraud issues, etc. It can also be difficult to keep up with the minimum spend for each of those cards, causing some of them to be wasted.

Have a question? Ask us about anything!

You're in good hands. Our team is happy to answer all of your question. Fill out the form and we'll be in touch as soon as possible.