Excellent! ROSHI has found 22 No Annual Fee cards for you.
ICBC Horoscope Credit Card
2%Cash Back on Selected Shopping and Dining
3%Cash Back on Overseas Spend
3 yearsAnnual Fee Waiver
- Up to 6 free visits to VIP lounges located worldwide
On ICBC's website
Card Features
- Up to 3% unlimited cash back on all overseas spending
- Complimentary access to Dragon Pass Lounges. Such as Plaza Premium Lounge, SATS Premier Lounge and more
- Sign-up for your card today and get 6 DragonPass Points in your account. Valid till 31 Dec 2019
- 3 years Annual Fee Waiver
Annual Interest Rate and Fees
Anual Interest Rate24.00%
Principle Annual Fee$150
Supplementary Annual FeeS$75
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period25 days
Minimum Income Requirements
-
Singaporean$30,000.00
-
Foreigner$30,000.00
Other
Card AssociationUnionPay
Wireless PaymentQuickPass
HSBC Revolution Credit Card
S$1= 5X Pointson Online, Dining and Entertainment
S$1= 1X Pointon All Other Spend
1 Point = 0.4 MilesRewards to Miles Conversion for Selected Airline Partners
- 2 year annual fee waiver
On HSBC's website
Card Features
- 5X Rewards points (or 2 air miles) per $1 spent on Online, Local Dining and Entertainment transactions
- $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
- Access over 1,000 1-for-1 deals through ENTERTAINER with HSBC at just S$5
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$150
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days
Minimum Income Requirements
-
Singaporean$30,000.00
-
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay
Citi SMRT Card
5%Cash Back at Selected Grocery Stores
S$600Cash Back Cap per year
S$300Min. Spend per month
- 2 years fee waiver for Principal and two (2) Supplementary cards
On Citibank's website
Card Features
- Up to 5% savings on Groceries. 2.7% + 2% (for transactions above $50) + 0.3% (if monthly card spend is at least $300)
- Up to 5% savings on Fast Food, Movies & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300)
- Up to 3% savings on Online Shopping. 2.7% + 0.3% (if monthly card spend is at least $300)
- Up to 2% EZ-Reload Auto Top-up. 0.3% + 1.7% (If top-up more than $30. If $30 or less, 0.7% awarded instead)
- Savings awarded in SMRT$. SMRT$ can be redeemed for cash rebate or vouchers
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period25 days
Minimum Income Requirements
-
Singaporean$30,000.00
-
Foreigner$42,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Samsung Pay
UOB YOLO Credit Card
Up to 8%on Online, Grab, Dining and Entertainment spend
Up to S$80Cash Back Cap per month
S$600Min. Spend per month
On UOB's website
Card Features
- Up to 8% cash back on Online, Grab, Dining and Entertainment spend (3% weekday; 8% weekend)
- Up to 28% off at ZALORA, Lazada and more
- Up to 18% off at Expedia, Agoda and more
- Free Travel Insurance Coverage when you charge your travel tickets to your card (Up to $500,000)
- 0.3% cash back on all other spend
- Minimum spend of S$600 per statement month for 8% and 3% cashback, otherwise 0.3% cashback earned on all spend.
- Total cash back capped at S$80 per month, consisting of S$20 bonus cash back and S$60 base cash back
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
-
Singaporean$30,000.00
-
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
Standard Chartered Platinum Visa/MasterCard Credit Card
S$1 = 2X Pointson All Spend when you open a SCB Current Account
S$1 = 1X Pointon All Other Spend
1 Point = 0.4 MilesRewards to Miles Conversion
- Higher rewards on credit card spend
On Standard Chartered's website
Card Features
- Earn up to 300 additional Rewards Points per month on your other banking relationships in deposits, mortgages, investments and online transactions
- Enjoy exclusive Platinum privileges from leading hotels, golf courses, restaurants and merchants
- 24-hour Concierge to help you with travel arrangements, reservations, shopping and gift services
Annual Interest Rate and Fees
Anual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Minimum Income Requirements
-
Singaporean$30,000.00
-
Foreigner$60,000.00
Other
Card AssociationMasterCard, Visa
Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Google Pay
Standard Chartered Rewards+ Credit Card
S$1= 10X Pointson Foreign Currency Spend
S$1= 5X Pointson Local Dining Spend
1 Point = 0.29 MilesRewards to Miles Conversion
- Up to S$80 cashback sign up gift
On Standard Chartered's website
Card Features
- Annual Fees waived for the first two years
- 10X Rewards Points per S$1 spent in foreign currency, including online spends
- 5X Rewards Points per S$1 spent in Singapore Dollars for local dining transactions
- 1X Rewards Points per S$1 on all other spends
- Rewards Points capped at 20,000 points per year
- Enjoy 1-for-1 Platinum Movie Suites Tickets with Cathay Cineplexes
Annual Interest Rate and Fees
Anual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Minimum Income Requirements
-
Singaporean$30,000.00
-
Foreigner$60,000.00
Other
Card AssociationVisa
Wireless Payment Visa payWave, Apple Pay, Samsung Pay, Google Pay
Standard Chartered Spree Credit Card
3%Cash Back on Online Spends in Foreign Currency
S$60Cash Back Cap per month
S$0Min. Spend per month
- New-To-Bank customers: Get up to S$100 Cashback
On Standard Chartered's website
Card Features
- New-To-Bank customers: Get up to S$100 Cashback when you apply for SCB Rewards
- Existing customers: Get up to S$20 Cashback when you apply for SCB Rewards
- No minimum spend and up to S$60 cashback/month
- 3% cashback on all online spends in foreign currency and vPost spends
- 2% cashback on all online spends in local currency, contactless and mobile payments
- 1% cashback on all other retail transactions
Annual Interest Rate and Fees
Anual Interest Rate26.88%
Principle Annual Fee$193
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Minimum Income Requirements
-
Singaporean$30,000.00
-
Foreigner$60,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Google Pay
OCBC Cashflo Credit Card
1%Cash Rebate with Monthly Bill of S$1,000 and above
S$100Cash Rebate Cap per month
S$0Min. Spend per month
On OCBC's website
Card Features
- Stretch payments across 3 or 6 months with 0% interest
- Up to 1% cash rebate on all spend
- Discounts on movie tickets and F&B at Cathay Cineplexes
Annual Interest Rate and Fees
Anual Interest Rate26.88%
Principle Annual Fee$161
Supplementary Annual Fee$80.25
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days
Minimum Income Requirements
-
Singaporean$30,000.00
-
Foreigner$45,000.00
Other
Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
OCBC Titanium Rewards Card (Blue)
S$1 = 10 OCBC$on Online, Offline, Local and Overseas spend
S$50 Titanium cashwith 18,000 OCBC$
10 OCBC$ = 4 MilesRewards to Miles Conversion
- 2 years annual fee waiver
On OCBC's website
Card Features
- 10x OCBC$ (10 points or 4 Miles) for every S$1 spent on clothes, shoes, bags, department stores, kidswear, electronic gadgets, online, offline, locally and overseas
- Up to 16% discount at Caltex and Esso stations
- Complimentary JetQuay Quayside single trip service and discounted trip service
- Enjoy exclusive access at USD 27 per visit per person to more than 800 lounges regardless of the airline
- First 2 years fee waiver for principle & supplementary cardmembers
Annual Interest Rate and Fees
Anual Interest Rate26.88%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days
Minimum Income Requirements
-
Singaporean$30,000.00
-
Foreigner$45,000.00
Other
Card AssociationMasterCard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
OCBC Titanium Rewards Card (Pink)
S$1 = 10 OCBC$on Online, Offline, Local and Overseas spend
S$50 Titanium cashwith 18,000 OCBC$
10 OCBC$ = 4 MilesRewards to Miles Conversion
- 2 years annual fee waiver
On OCBC's website
Card Features
- 10x OCBC$ (10 points or 4 Miles) for every S$1 spent on clothes, shoes, bags, department stores, kidswear, electronic gadgets, online, offline, locally and overseas
- Cathay Cineplexes offers: S$8.50/ S$11 on movie tickets
- Up to 16% discount at Caltex and Esso stations
- Complimentary JetQuay Quayside single trip service and discounted trip service
- Enjoy exclusive access at USD 27 per visit per person to more than 800 lounges regardless of the airline
- First 2 years fee waiver for principle & supplementary cardmembers
Annual Interest Rate and Fees
Anual Interest Rate26.88%
Principle Annual Fee$193
Supplementary Annual FeeS$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period23 days
Minimum Income Requirements
-
Singaporean$30,000.00
-
Foreigner$45,000.00
Other
Card AssociationMastercard
Wireless PaymentApple Pay, Samsung Pay, Google Pay
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