Updated January 2, 2023
Excellent! ROSHI has found 44 Dining cards for you.
UOB EVOL Card
8%Cash Back on Mobile Contactless spend
8%Cash Back on Online spend
0.3%Cash Back on other spend
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee Waiver1 year fee waiver
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$80,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
ICBC Horoscope Credit Card
2%Cash Back on Selected Shopping and Dining
3%Cash Back on Overseas Spend
3 yearsAnnual Fee Waiver
On ICBC's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate24.00%
Principle Annual Fee$150
Supplementary Annual FeeS$75
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period25 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$30,000.00
Other
Card AssociationUnionPay
Wireless PaymentQuickPass
HSBC Revolution Credit Card
S$1= 5X Pointson Online, Dining and Entertainment
S$1= 1X Pointon All Other Spend
1 Point = 0.4 MilesRewards to Miles Conversion for Selected Airline Partners
On HSBC's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$150
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period20 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay
Citi SMRT Card
5%Cash Back at Selected Grocery Stores
S$600Cash Back Cap per year
S$300Min. Spend per month
On Citibank's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee$96.30
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Interest Free Period25 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$42,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Samsung Pay
American Express The Platinum Card
S$1.60 = 20 Pointsfor first S$16,000 spent at participating Platinum EXTRA Partners
Exclusive Accessto the Tower Club, Pall Mall London and more
1 Point = 0.625 MilesRewards to Miles Conversion for Singapore Airlines and more
On American Express's website
Card Features
Annual Interest Rate and Fees
Anual Interest RateN/A
Principle Annual Fee$1712
Supplementary Annual Fee$160.50 (First 2 Supplementary Cards fee permanently waived)
Fee WaiverNot Available
Minimum Monthly RepaymentN/A
Interest Free PeriodN/A
Minimum Income Requirements
Singaporean$200,000.00
Foreigner$200,000.00
Other
Card AssociationAmerican Express
Wireless PaymentN/A
UOB Preferred Platinum Visa Card
S$5 = 10X UNI$on Online Shopping, Entertainment & Contactless Payments
S$5 = 1X UNI$on All Other Spend
1 UNI$ = 2 MilesRewards to Miles Conversion
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee96.3
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB Lady’s Card
S$5 = 10X UNI$on One Category
S$5 = 1X UNI$on All Other Spend
1 UNI$ = 2 MilesRewards to Miles Conversion
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeS$96.30
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationMastercard
Wireless PaymentMasterCard PayPass, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB YOLO Credit Card
Up to 8%on Online, Grab, Dining and Entertainment spend
Up to S$80Cash Back Cap per month
S$600Min. Spend per month
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
UOB One Card
Up to 10%rebate on Grab
S$300Cash Back Cap per quarter
S$2000Min. Spend per month
On UOB's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate25.90%
Principle Annual Fee$193
Supplementary Annual Fee1st supplementary card free, $96.30 for subsequent cards
Fee Waiver1 year fee waiver
Minimum Monthly Repayment3% or S$50, whichever is higher
Interest Free Period21 days
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$40,000.00
Other
Card AssociationVisa
Wireless PaymentVisa payWave, Apple Pay, Samsung Pay, Android Pay, Mighty Pay
Standard Chartered Platinum Visa/MasterCard Credit Card
S$1 = 2X Pointson All Spend when you open a SCB Current Account
S$1 = 1X Pointon All Other Spend
1 Point = 0.4 MilesRewards to Miles Conversion
On Standard Chartered's website
Card Features
Annual Interest Rate and Fees
Anual Interest Rate26.90%
Principle Annual Fee$193
Supplementary Annual FeeN/A
Fee WaiverAvailable
Minimum Monthly Repayment1% or S$50, whichever is higher
Minimum Income Requirements
Singaporean$30,000.00
Foreigner$60,000.00
Other
Card AssociationMasterCard, Visa
Wireless PaymentMasterCard PayPass, Visa payWave, Apple Pay, Samsung Pay, Google Pay
Dining credit cards work in much the same way as any other credit card. The main difference is that you earn rewards for restaurants and food-related businesses rather than from other places.
You can earn a multitude of rewards from cashback to miles. You will also gain certain discounts at specified places. There are some requirements involved, such as the following:
The best card will depend on where you tend to dine out the most. You want to find a card that fits your typical monthly spending habits as well as provides benefits for the places you go to most often.
On top of those things, take note of the deals and fees you will need to deal with. When you find the card with the best of these options, you will have found your ideal dining credit card!
| Provider Promotion | Promotion | Valid Until | |
|---|---|---|---|
| DBS 1 for 1 Dinner Promotion | Seasonal Tastes (The Westin Singapore) | 31-12-2020 | |
| UOB 1 for 1 Dinner Promotion | Escape Restaurant & Lounge, One Farrer Hotel | 31-12-2020 | |
| OCBC 1 for 1 Buffet Promotion | Holiday Inn Singapore Atrium, Atrium Restaurant | 31-01-2021 | |
| Citibank 1 for 1 Buffet Promotion | Asian Market Café, CLOVE and Plate @ Carlton City Hotel | 31-12-2020 | |
| AMEX 1 for 1 Buffet Promotion | Atrium Restaurant, Holiday Inn Singapore Atrium | 31-12-2020 |
Promotional offers are extremely versatile. There are options for people who eat small portions to those who prefer buffets and all-you-can-eat options. Make sure to pick a credit card that fits your needs. Take a look at two of them now:
The rewards points you earn on top of your discounts can be cashed in for anything from air miles to cash. Most dining credit cards offer both discounts and rewards points from a single purchase.
Credit cards can reward you in a variety of ways when it comes to restaurant meals and bar drinks. You can get rewards such as cashback, miles, discounts, etc.
If you’re the type of person who loves eating out and looking into new places to eat, consider getting a credit card that suits your needs.
It will depend on what type of reward you are trying to redeem. Some restaurants will simply give you a discount right away and you won’t need to do anything other than use the right credit card. In other cases, you may earn rewards points depending on how much you spend with that card. Others even provide you with a free meal after spending a certain amount.
Make sure you know how the rewards system of your credit card works so that you can utilize it properly when you go out to eat.
Yes, certain dining credit cards offer cashback rewards. Typically, you will have a minimum spend that you must reach before earning the cashback reward. Most cards also have a maximum cashback, though a few are unlimited.
You can gain either rewards points or cashback prizes from using a credit card for dining. On top of those, most dining credit cards will also offer exclusive discounts at specified restaurants.
Each credit card follows a specific rewards program. You can easily keep track of your points or rewards by checking this system after making your purchases. Take note that some promotions require you to register your credit card on their website before you can redeem them.
Yes, there are tons! To learn about them, simply check out our dining credit card comparison tool and find out which offers the best cashback rewards!
Keep a close eye on what restaurants your bank has promotions with. On top of that, look out for holiday or weekend promotions that may give you additional rewards.
Lastly, look out for a possible expiry date on your rewards. Many credit cards have them, so ensure that you spend your points before they expire.
The main fees to watch out for are annual fees and penalty fees. You can learn all about them in the terms and conditions of your card. Make sure to check this out before buying the card!
It depends on if you can keep up with more than one card at a time. You will typically need to spend a certain amount each month on each credit card. If you believe you can keep up with both and that you go to the dining locations where you can redeem points for both cards, go for it!
Again, it depends on each credit card. However, most dining credit cards apply to online food delivery services as well.
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