Dining credit cards work in much the same way as any other credit card. The main difference is that you earn rewards for restaurants and food-related businesses rather than from other places.
You can earn a multitude of rewards from cashback to miles. You will also gain certain discounts at specified places. There are some requirements involved, such as the following:
The best card will depend on where you tend to dine out the most. You want to find a card that fits your typical monthly spending habits as well as provides benefits for the places you go to most often.
On top of those things, take note of the deals and fees you will need to deal with. When you find the card with the best of these options, you will have found your ideal dining credit card!
|Provider Promotion||Promotion||Valid Until|
|DBS 1 for 1 Dinner Promotion||Seasonal Tastes (The Westin Singapore)||31-12-2020|
|UOB 1 for 1 Dinner Promotion||Escape Restaurant & Lounge, One Farrer Hotel||31-12-2020|
|OCBC 1 for 1 Buffet Promotion||Holiday Inn Singapore Atrium, Atrium Restaurant||31-01-2021|
|Citibank 1 for 1 Buffet Promotion||Asian Market Café, CLOVE and Plate @ Carlton|
|AMEX 1 for 1 Buffet Promotion||Atrium Restaurant, Holiday Inn Singapore Atrium||31-12-2020|
Promotional offers are extremely versatile. There are options for people who eat small portions to those who prefer buffets and all-you-can-eat options. Make sure to pick a credit card that fits your needs. Take a look at two of them now:
The rewards points you earn on top of your discounts can be cashed in for anything from air miles to cash. Most dining credit cards offer both discounts and rewards points from a single purchase.
Credit cards can reward you in a variety of ways when it comes to restaurant meals and bar drinks. You can get rewards such as cashback, miles, discounts, etc.
If you’re the type of person who loves eating out and looking into new places to eat, consider getting a credit card that suits your needs.
It will depend on what type of reward you are trying to redeem. Some restaurants will simply give you a discount right away and you won’t need to do anything other than use the right credit card. In other cases, you may earn rewards points depending on how much you spend with that card. Others even provide you with a free meal after spending a certain amount.
Make sure you know how the rewards system of your credit card works so that you can utilize it properly when you go out to eat.
Yes, certain dining credit cards offer cashback rewards. Typically, you will have a minimum spend that you must reach before earning the cashback reward. Most cards also have a maximum cashback, though a few are unlimited.
You can gain either rewards points or cashback prizes from using a credit card for dining. On top of those, most dining credit cards will also offer exclusive discounts at specified restaurants.
Each credit card follows a specific rewards program. You can easily keep track of your points or rewards by checking this system after making your purchases. Take note that some promotions require you to register your credit card on their website before you can redeem them.
Yes, there are tons! To learn about them, simply check out our dining credit card comparison tool and find out which offers the best cashback rewards!
Keep a close eye on what restaurants your bank has promotions with. On top of that, look out for holiday or weekend promotions that may give you additional rewards.
Lastly, look out for a possible expiry date on your rewards. Many credit cards have them, so ensure that you spend your points before they expire.
The main fees to watch out for are annual fees and penalty fees. You can learn all about them in the terms and conditions of your card. Make sure to check this out before buying the card!
It depends on if you can keep up with more than one card at a time. You will typically need to spend a certain amount each month on each credit card. If you believe you can keep up with both and that you go to the dining locations where you can redeem points for both cards, go for it!
Again, it depends on each credit card. However, most dining credit cards apply to online food delivery services as well.